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Empowering the Future of Romanian Insurtech

One Integration. Every Insurer. Many Products. Endless Possibilities.

Stop building point-to-point integrations. Leverage our abstraction layer to connect to the entire Romanian insurance ecosystem through a single, professional, unified API.

Unified Core Insurance APIs (CIA)


Technical Abstraction, Real-World Speed.

Our CIAs act as a logical node that translates the heterogeneous products of all major Romanian insurers into a clean, standardized format.

Why it matters

Whether you are issuing an RCA, Life, Travel, or any other policy, the data structure remains consistent. This reduces your development time by 60% when adding new products.

Market edge

We handle the complex business logic and mapping of each insurer so you can focus on the user experience.

Intelligent Enabling Services


Beyond Issuance - Full Lifecycle Automation.

Integrated Enabling Services that solve the “boring but critical” parts of insurance.

Included Tools

  • AML: Real-time Anti-Money Laundering checks integrated into the flow.
  • OCR: Auto-populate policy data from ID cards, car registration documents, and many more.
  • Other Services

Market edge

You don’t need five different vendors; you get a complete insurtech stack under one single provider.

Enterprise-Grade Infrastructure


Local Reliability, Global Scalability.

A hybrid architecture that combines the low latency OnPrem infrastructure with the infinite scalability of AWS.

Why it matters

Your data is residency-compliant while your documents are highly available and durable.

Market edge

Proven at scale - already powering 100+ broker instances for high-volume operations.

Why “CIA” is the Way to Go (The Market Argument)

Compliance as a Service

With IDD (Insurance Distribution Directive) and local ASF regulations (e.g. ASF Norma 4) constantly changing, CIA handles the compliance updates at the API level. When a regulation changes, we update the core; your integration stays the same.

ISO 9001 & ISO 27001 Certified

Our company operates under rigorous Quality Management (ISO 9001) and Information Security Management (ISO 27001) standards, ensuring that your data integrity and service availability are never compromised.

DORA Ready

We are fully aligned with the Digital Operational Resilience Act (DORA), providing a robust framework to withstand, respond to, and recover from ICT-related disruptions, ensuring business continuity for our 100+ broker instances.

No More “Integration Debt”

Every time a Romanian insurer updates their legacy system, it breaks traditional integrations. CIA acts as a “buffer,” ensuring your platform remains stable regardless of changes on the insurer's end.

The “Big Broker” Experience for Everyone

We provide the same high-performance hardware to smaller players that were previously only available to the top 5 brokers in the country.

Ready to issue your first policy in minutes, not months?


Access to TEST and PRODUCTION environments is restricted to whitelisted IPs.

To gain access, you need to contact the API Sales Support Team to sales@lifeishard.ro.

The credentials used in the testing environment are not functional in the production environment.

Need Help?

Have questions or need assistance with our APIs?
API Support Team is available to assist. Please drop an email to api.support@lifeishard.ro with your inquiries.



Address: Str. Avram Iancu, Nr. 500,
407280 Florești
Jud. Cluj, România

+40 735-311 564 - Office Reception

+40 761-326.331 - Investor Relations

0264-457.434 - Telecom Services Support

Fax: +40 378 107 275

Office Email: office@lifeishard.ro

Investors: investors@lifeishard.ro