Implementation manual for client communication with the web service

Version	Date	Description
1.3.0	2025.07.24	• New Product: Axeria Locuinte • New endpoints: • GET /acoperiri • GET /produse • Several product updates / improvements
1.2.2	2025-02-07	• New endpoint: GET `polita?serie=\{serie\}&numar=\{numar\}` • The following products were updated: • Generali - insured items • Grawe - new clause • Asirom CasaTa - property share validation updated
1.2.1	2024-11-25	• A new parameter tip has been added to the response at issuance, representing the type of policy (FACULTATIV or PAD) • Groupama Alexa: The clauses "Emergency technical assistance" and "Photovoltaic systems" have been added • Uniqa HouseHold: Update to 1.17 • Signal Iduna: The structure of the GET /oferta/{id} response has been corrected
1.2.0	2024-03-01	New Product implementation • Allianz Unit Casa Mea
1.1.9	2024-02-28	New endpoint: • Insurer receipt download
1.1.8	2024-02-06	New endpoint: • Renew offer
1.1.7	2024-01-17	New endpoints: • Get offer status • Update offer status
1.1.6	2023-12-04	New Product implementation: • Groupama ALEXA
1.1.5	2023-11-20	New Product implementation: • Asirom AsigurareaLocuintei
1.1.4	2023-11-07	New Product implementation: • Omniasig GrantAmplus
1.1.3	2023-11-01	New Product implementation: • Asirom CaminulMeu
1.1.2	2023-10-31	New Product implementation: • Garanta HouseGold
1.1.1	2023-10-06	New product implementation: • BRD HomeInsurance
1.1.0	2023-09-15	New product implementation: • Grawe Basic • Grawe Spezial
1.0.0	2023-08-30	Initial version

3.3. Update offer status

Update an existing offers status.

Endpoint: PATCH /oferta/{identificator_oferta}/status/{status}

Available values for status are [pending, canceled, expired, refused, blocked, error, initialized, offered, transformed ]

Implemented products for this endpoint:

Groupama - Alexa → accepted status value is offered

3.4. Modify offer

Modify an existing offers details. Only initialized offers can be modified!

Endpoint: PUT /oferta/{identificator_oferta}

The input and the response data structure is identical to 3.1. Create offer.

Implemented products for this endpoint:

Groupama - Alexa
Eurolife - HomeProtect

3.5. Renew policy (obtain renewal offer)

Generate an offer based on an expiring policy’s number.

Endpoint: POST /polita/reinnoire

Implemented products for this endpoint:

Groupama - Alexa

3.5.1. Request

Parameter	Type	Required	Description
societate	string	Yes	Insurer identifier (see 1.1. → Identifiers)
produs	string	Yes	Product identifier (see 1.1. → Identifiers)
credentiale_societate	object	No	Credentials to access insurer’s web service
credentiale_societate.cont	string	No	Account
credentiale_societate.parola	string	No	Password
credentiale_socientate.cod	string	No	Code
numar_polita	string	Yes	policy number
cnp	string	No	Insured person’s identification number

3.5.2. Response

Parameter	Type	Description
societate	string	Insurer identifier
produs	string	Product identifier
identificator_oferta	number	Unique identifier of the offer
oferte	array	Array with the generated offer object
date_oferta	object	Offer input parameters object generated based on raspuns_asigurator
raspuns_asigurator	object	Contains insurer original response

data object

4. Offer issuing

Transform offer into policy.

For repeated requests using the same offer ID, the response will return the policy that was saved during the first request. If the policy has already been issued, a new one will not be created.

Endpoint: POST /polita

4.1. Request

4.1.1. Input parameters

Parameter	Type	Required	Description
identificator_oferta	number	Yes	Unique identifier of the offer (offerId from Offer object)
plata	Payment object	Yes	Payment details
date_suplimentare	object	No	Contains additional data, specific for each product

4.1.1.1. Payment object

Parameter	Type	Required	Description	Validation rules
mod_de_plata	string	Yes	Payment methodNote: not all products will accept every option	Accepted values: chitanta, chitanta broker, op, op broker, pos
moneda	string	Yes	Payment currency	Accepted values: RON, EUR
suma_plata	number	Yes	The payment amount in RON	Min. value: 1
data	string	Yes	Payment date	Accepted format: YYYY-MM-DDThe date cannot be in the future
document_justificativ	string	Yes, if mod_de_plata is one of op, op broker, pos	Payment proof document details
chitanta_serie	string	Yes, if mod_de_plata is chitanta broker
chitanta_numar	string	Yes, if mod_de_plata is chitanta broker
date_suplimentare	object	No	Contains additional data, specific for each product

4.2. Response

The object structure returned in the data field is described in this section.

Parameter	Type	Description
eroare	boolean	False for success
mesaj	string	Response message
polite	array of Policy objects	A list of issued policies
raspuns_asigurator	object	Contains insurer original response

4.2.1. Policy object

Parameter	Type	Description
identificator_polita	number	Policy ID
serie	string	Policy series
numar	string	Policy number
chitanta_serie	string	Payment document series
chitanta_numar	string	Payment document number
valabilitate_inceput	string	Policy start date
valabilitate_sfarsit	string	Policy end date
prima	number	Policy premium
moneda	string	Policy currency
tip	string	Policy type (FACULTATIV/PAD)
suma_plata	number	Payment amount in RON

5. Documents

5.1. Offer

Endpoint: GET /oferta/{identificator_oferta}

This API endpoint enables users to download the offer in PDF format. You will need to provide the identificator_oferta received in the response of create offer call to access the download feature.

5.2. Policy

This API endpoint enables users to download the policy in PDF format.

5.2.1 By policy identifier

Endpoint: GET /polita/{identificator_polita}

You will need to provide the identificator_polita received in the response of transform offer into policy call to access the download feature.

5.2.2 By policy series and number

Endpoint: GET /polita?serie={serie}&numar={numar}

You will need to provide the serie and numar received in the response of transform offer into policy call to access the download feature.

5.3 Insurer receipt

Endpoint: GET /polita/{identificator_polita}/chitanta-asigurator

This API endpoint enables users to download the policy receipt in PDF format. You will need to provide the identificator_polita received in the response of transform offer into policy call to access the download feature.

The endpoint only works if the policy has been issued with plata.mod_de_plata equal to chitanta.

Implemented products for this endpoint:

AllianzUnit - CasaMea TODO: implementation
Generali - Eurocasa
Groupama - Alexa
Grawe - PAD
Grawe - Basic
Grave - Spezial
SignalIduna - FIXL

6. Product-specific parameters

General business rules

persoane.*.rol equal to cesionar has to be from the /nomenclator/cesionar list
persoane.*.adresa.*.tip can have the following values [domiciliu, corespondenta]

6.1. Allianz

Incepand din 11 noiembrie 2023 va intra in vigoare Legea nr. 115/2023 ce modifica si completeaza Legea nr. 260/2008 privind asigurarea obligatorie PAD.

In acest context, prin care noile reglementari impun modificari in sistemele de ofertare si emitere, va informam ca momentan sistam emiterea PAD prin Servicii Web, incepand cu data de 11.11.2023, polita de asigurare obligatorie putand fi ofertata si emisa doar prin intermediul Aplicatiei Allianz-Tiriac (MySalesNow), atat singura cat si impreuna cu polita de asigurare facultativa My Home.

6.1.1 Offer

Parameter	Type	Description
date_suplimentare.imobil.inspectie_risc	boolean
date_suplimentare.imobil.prima_casa	boolean
date_suplimentare.imobil.prima_casa_60_40	boolean

Business rules:

Only 1 year is accepted for oferta.valabilitate
imobil.an_constructie minimum value is 1850
persoane.*.rol can have the following values [asigurat, contractant, beneficiar, cesionar]
persoane array has to have at least one element with the rol equal to asigurat
persoane.*.tip_document_de_identificare can have one of the following values [CI, PASAPORT]

Start Date is considered to be the date sent in oferta.valabilitate_inceput input parameter.

End Date is calculated from Start Date and with validity period considered to be 1 year.

6.1.2 Policy

Parameter	Type	Description
date_suplimentare.coordonator_id	number
date_suplimentare.tip_chitanta	string	Values from: [sas]

Business rules

plata.moneda can only be set to RON
plata.mod_de_plata can have one of the following values [chitanta, chitanta broker, pos, op]
plata.data has to be equal to current date
plata.docment_justificativ is required

Start Date and End Date of the issued policy are read from the insurer’s response.

6.2. Generali

6.2.1 Offer

Parameter	Type	Description
date_suplimentare.cesiune.data_inceput	string	Date format: Y-m-d
date_suplimentare.cesiune.data_sfrasit	string	Date format: Y-m-d
date_suplimentare.cesiune.suma	number
date_suplimentare.cesiune.contract	string	Cession contract number
date_suplimentare.cesiune.in_favoarea	string	Values from: /nomenclator/generali/eurocasa/banci
date_suplimentare.cesiune.prima_casa	boolean
date_suplimentare.cesiune.rata_banca	number
date_suplimentare.cesiune.rata_mfp	number
date_suplimentare.persoane.*.cnp_cui	string
date_suplimentare.persoane..adresa..tip	string	Values: domiciliu, corespondenta
date_suplimentare.persoane..adresa..text_suplimentar_nr_strada	string
date_suplimentare.persoane..adresa..text_suplimentar_bloc	string
date_suplimentare.imobil.tip_imobil_pad	string	Values from: nomenclator/generali/eurocasa/tip-imobil-pad
date_suplimentare.imobil.suprafata_construita	number
date_suplimentare.imobil.adresa.text_suplimentar_nr_strada	string
date_suplimentare.imobil.adresa.text_suplimentar_bloc	string
date_suplimentare.obiecte_asigurate.valori	number	Insured sum for goods
date_suplimentare.obiecte_asigurate.sistem_aer_conditionat	number	Insured sum for AC
date_suplimentare.obiecte_asigurate.geamuri	number	Insured sum for windows
date_suplimentare.obiecte_asigurate.garduri	~~number~~	~~Insured sum for fences~~
date_suplimentare.obiecte_asigurate.anexa_lemn	number	Insured sum for wood annex
date_suplimentare.obiecte_asigurate.garaj	number	Insured sum for garage
date_suplimentare.obiecte_asigurate.piscina	number	Insured sum for pools
date_suplimentare.obiecte_asigurate.foisor	number	Insured sum for gazebo
date_suplimentare.obiecte_asigurate.panouri_solare	number	Insured sum for solar panels
date_suplimentare.obiecte_asigurate.fenomene_electrice_la_instalatii	number	Insured sum for electrical damages
date_suplimentare.clauze_acoperiri.home_assistance	boolean
date_suplimentare.clauze_acoperiri.home_assistance_acoperire	string	Values: basic, plus
date_suplimentare.clauze_acoperiri.instalatii_apa	boolean
date_suplimentare.clauze_acoperiri.furt	boolean
date_suplimentare.clauze_acoperiri.alarma	boolean	Can only be ‘true' when date_suplimentare.clauze_acoperiri.furt is 'true’
date_suplimentare.clauze_acoperiri.vandalism_acte_socio_politice	boolean
date_suplimentare.clauze_acoperiri.costuri_cazare_temporara	boolean
date_suplimentare.clauze_acoperiri.anularea_calatoriei	boolean
date_suplimentare.clauze_acoperiri.raspunderea_din_proprietatea_cladirii	boolean
date_suplimentare.clauze_acoperiri.raspunderea_familiei_la_locatie	boolean
date_suplimentare.clauze_acoperiri.raspunderea_extinsa_a_familiei_suma	number
date_suplimentare.clauze_acoperiri.furtul_cheilor	boolean
date_suplimentare.clauze_acoperiri.fenomene_electrice_la_instalatii	boolean
date_suplimentare.clauze_acoperiri.animale_de_companie	boolean
date_suplimentare.clauze_acoperiri.an_sistem_incalzire	number
date_suplimentare.clauze_acoperiri.model_sistem_incalzire	string
date_suplimentare.clauze_acoperiri.descriere_sistem_incalzire	string
date_suplimentare.clauze_acoperiri.descriere_sistem_solar	string
date_suplimentare.clauze_acoperiri.limita_despagubiri_instalatii_apa	number	Represents a percentage value, it can be 100 (which corresponds to true) or 10 (which corresponds to false). If it is not set, default value is 10 (false).
date_suplimentare.oferta.moneda_plata	string	Can be “EUR“ or “RON“. If oferta.moneda is RON, then moneda_plata can only be RON
date_suplimentare.cod_raf_emitent	string	A unique internal identifier used by insurance companies in Romania • If set, must start with "RAF" followed by 1 to 10 digits OR have the value emitere online • Case-sensitive(e.g. raf012345, RaF9876 are NOT valid)

Business rules :

imobil.identificare field is required if imobil.tip_imobil is equal to casa
imobil.adresa.*.numar is required
imobil.an_constructie minimum value is :
1700, if pachet is PAD
1941, if pachet is EUROCASA+PAD / EUROCASA
Accepted values for imobil.structura_de_rezistenta : beton, beton armat, caramida, caramida nearsa, mixta zidarie lemn, structura metalica
if pachet is 'EUROCASA' or 'EUROCASA+PAD' then imobil.risc_seismic can only be 0 , otherwise it can be any valid value
persoane.*.rol can have the following values [asigurat, contractant, cesionar]
The maximum number of persons with the role cesionar is 1.
If pachet is EUROCASA+PAD / EUROCASA, the maximum number of persons with the role asigurat is 1.
persoane array has to have at least one element with the rol equal to contractant
persoane.*.cnp_cui has to be a valid CNP if individual person
persoane.*.tip_document_de_identificare can have one of the following values [CI, BI, PASAPORT]
persoane.*.nationalitate is required for PF
persoane.*.cetatenie is required for PF
persoane.*.rezident is required, and if pachet is 'PAD' or 'EUROCASA+PAD', then persoane.*.rezident must be 0.
persoane.*.adresa.*.numar is required
oferta.valabilitate maximum value is 35
oferta.frecventa_de_plata can have the following values [anual, trimestrial, semestrial]
imobil.risc_seismic can accept one of the following value ['0']

Start Date is considered to be the date sent in oferta.valabilitate_inceput input parameter.

End Date is read from the insurer’s response.

6.2.2 Policy

Business rules

plata.data has to be equal to current date
plata.chitanta_numar is required plata.mod_de_plata is one of [op, op broker]
plata.moneda has to be the same as the date_suplimentare.oferta.moneda_plata from the offer. If this field is not set, then plata.moneda has to be the same as oferta.moneda from the offer

Start Date and End Date of the issued policies are read from the offer response.

6.3. Grawe

6.3.1 Basic

6.3.1.1 Offer

Parameter	Type	Description
date_suplimentare.grawe_help	boolean	Include Grawe Help coverageDefault value: false
date_suplimentare.chestionar.daune	boolean	Claims have been registered in the last 2 yearsDefault value: false
date_suplimentare.chestionar.utilizare_business	boolean	The insured goods are also used for purposes other than housingDefault value: false
date_suplimentare.chestionar.asigurare_refuzata	boolean	Insurance for this risk has been refused or terminated by another insurer Default value: false
date_suplimentare.chestionar.risc_incediu	boolean	Known causes that could cause a fire are known Default value: false
date_suplimentare.chestionar.exista_polita	boolean	There is another insurance policy for the same building or for the same goods Default value: false

Business rules:

Only 1 year is accepted for oferta.valabilitate
The oferta.moneda field is required
The obiecte_asigurate.*.tip can have one of the following values [imobil, bunuri, raspundere_civila]
The obiecte_asigurate array has to contain one element each where tip equals imobil and bunuri
The imobil.an_consstructie minimum value is 1700 if PAD is included, and 1600 if it’s not
The available values for obiecte_asigurate.*.suma_asigurata for obiecte_asigurate.*.tip equals to imobil is [20000, 30000, 40000, 50000, 60000, 70000. 80000, 90000, 100000] (for oferta.moneda = EUR)
The available values for obiecte_asigurate.*.suma_asigurata for obiecte_asigurate.*.tip equals to bunuri is [2000, 3000, 5000, 10000, 20000, 30000] (for oferta.moneda = EUR)
The available values for obiecte_asigurate.*.suma_asigurata for obiecte_asigurate.*.tip equals to raspundere_civila is [1000, 2000, 3000] (for oferta.moneda = EUR)
If oferta.moneda= RON, the values for obiecte_asigurate.*.suma_asigurata will be converted from EUR to RONusing the exchange rate of the current day
persoane.*.cnp_cui has to be a valid CNP if individual person
If PAD is not included, oferta.serie_pad & oferta.numar_pad are required
The imobil.suprafata maximum value is 150
The imobil.numar_camere is between 0 and 30
The persoane list can have at most 1 of persoane.*.tip asigurat and contractant

In case of PAD offer Start Date is read from insurer's response.

In case of Basic offer Start Date is considered to be the date sent in oferta.valabilitate_inceput input parameter.

In case of both offers End Date is calculated from Start Date and with validity period considered to be 1 year.

6.3.1.2 Policy

Business rules:

If the offer has PAD, it must be downloaded first before it can be transformed to policy
If plata.mod_de_plata is chitanta broker the plata.chitanta_serie and plata.chitanta_numar are required

Start Date and End Date of the issued policies are read from the offers.

6.3.2 Spezial

6.3.2.1 Offer

Parameter	Type	Description
date_suplimentare.grawe_help	boolean	Include Grawe Help coverageDefault value: false
date_suplimentare.oferta.avarii_accidentale_instalatii	boolean	Includes accidental damage to installations Default value: false
date_suplimentare.oferta.fenomene_electrice	boolean	Include unexpected electrical occurrences Default value: false
date_suplimentare.chestionar.materiale_combustibile	boolean	The insured property contains flammable materials only in the composition of the attic. Default value: true (yes) - this means that the policy can be issuedIf date_suplimentare.chestionar.materiale_combustibile= false, the policy can not be issued
date_suplimentare.chestionar.uz_personal	boolean	Is the property to be insured used only for residential purposes?Default value: true (yes) - this means that the policy can be issued
date_suplimentare.chestionar.imobil_locuit	boolean	Is the property to be insured permanently inhabited (at least 270 days a year)? Default value: true (yes) - this means that the policy can be issued
date_suplimentare.anexa	object
date_suplimentare.anexa.tip	string	Values from [garaj, magazie, alte_anexe]
date_suplimentare.anexa.suprafata	number	Maximum value is 100

Business rules:

Only 1 year is accepted for oferta.valabilitate
The oferta.moneda field is required
The imobil.an_constructie minimum value is 1950
The obiecte_asigurate array has to contain one element each where tip equals imobil, bunuri and raspundere_civila
The available values for obiecte_asigurate.*.suma_asigurata for obiecte_asigurate.*.tip equals to raspundere_civila is [20000, 50000], regardless of the offer currency.
persoane.*.cnp_cui has to be a valid CNP if individual person
The date_suplimentare.anexa is required if obiecte_asigurate contains object of tip equals anexe
The obiecte_asigurate has to contain an object of tip equals anexe if date_suplimentare.anexa is present
If obiecte_asigurate.*.tip = anexa, then obiecte_asigurate.*.suma_asigurata has a minimum value of:
200 if oferta.moneda is EUR
1000 if oferta.moneda is RON
If PAD is not included, oferta.serie_pad & oferta.numar_pad are required
The imobil.numar_camere is between 0 and 30
The persoane list can have at most 1 of persoane.*.tip asigurat and contractant
If imobil.risc_seismic is set, then the policy cannot be issued.

In case of PAD offer Start Date is read from insurer's response.

In case of Spezial offer Start Date is considered to be the date sent in oferta.valabilitate_inceput input parameter.

In case of both offers End Date is calculated from Start Date and with validity period considered to be 1 year.

6.3.2.2 Policy

Business rules:

If the offer has PAD, it must be downloaded first before it can be transformed to policy
If plata.mod_de_plata is chitanta broker the plata.chitanta_serie and plata.chitanta_numar are required

Start Date and End Date of the issued policies are read from the offers.

6.3.3 Pad

6.3.3.1 Offer

Business rules

imobil.an_constructie minimum value is 1700 for Grawe Basic & 1950 for Grawe Spezial
imobil.adresa.etaj is required
persoane.*.rol can have the following values [asigurat, contractant, beneficiar, cesionar]
persoane array has to have at least one element with the rol equal to contractant
persoane.*.tip_document_de_identificare can have one of the following values [CI, PASAPORT]
persoane.*.adresa.*.etaj is required
oferta.moneda accepts only RON
persoane.*.cnp_cui has to be a valid CNP if individual person
The imobil.numar_camere is between 0 and 30
The persoane list can have at most 1 of persoane.*.tip asigurat and contractant

Start Date is read from the insurer’s response.

End Date is calculated from Start Date with validity period considered to be 1 year.

6.3.3.2 Policy

Business rules

If the offer has PAD, it must be downloaded first before it can be transformed to policy
plata.data has no interval restrictions

Start Date and End Date of the issued policy are read from the offer.

6.4. Omniasig - GarantSumm

6.4.1 Offer

Parameter	Type	Description
~~date_suplimentare.cesionari~~	~~array~~	~~The elements can only be legal entities.~~
~~date_suplimentare.cesionari.*.cnp_cui~~	~~string~~
~~date_suplimentare.cesionari.*.nume~~	~~string~~
~~date_suplimentare.cesionari.*.cota_cesiune~~	~~number~~	~~Percent value.The sum of date_suplimentare.cesionari.*.cota_cesiune has to equal 100.~~
date_suplimentare.imobil.tip_ocupare	string	Values from: nomenclator/omniasig/garantsum/tip-ocupare
date_suplimentare.imobil.grilaj_geam	boolean
date_suplimentare.imobil.zona_pp	boolean
date_suplimentare.imobil.detectie_incendiu	boolean
date_suplimentare.imobil.structura_de_rezistenta_pad	string	Field required if pachet is equal to GARANTSUM+PAD and the imobil.structura_de_rezistenta is no present in the below list.Accepted values: [beton, beton armat, caramida, lemn, chirpici sau paianta, structura metalica]
date_suplimentare.obiecte_asigurate.bunuri	array	Will only be sent when pachet equals to GARANTSUM or GARANTSUM+PAD
date_suplimentare.obiecte_asigurate.bunuri.*.tip	string	Required if date_suplimentare.obiecte_asigurate.bunuri exists. Values from: nomenclator/omniasig/garantsum/tip-bunuri
date_suplimentare.obiecte_asigurate.bunuri.*.valoare	number	Required if date_suplimentare.obiecte_asigurate.bunuri exists.
date_suplimentare.obiecte_asigurate.bunuri.*.descriere	string	Required if date_suplimentare.obiecte_asigurate.bunuri exists.
date_suplimentare.obiecte_asigurate.anexe	array	Will only be sent when pachet equals to GARANTSUM or GARANTSUM+PAD
date_suplimentare.obiecte_asigurate.anexe.*.tip	string	Required if date_suplimentare.obiecte_asigurate.anexe exists. Values from: nomenclator/omniasig/garantsum/tip-anexe
date_suplimentare.obiecte_asigurate.anexe.*.structura_de_rezistenta	string	Required if date_suplimentare.obiecte_asigurate.anexe exists. Values from: nomenclator/structura-de-rezistenta (extra value bca)
date_suplimentare.obiecte_asigurate.anexe.*.valoare	number	Required if date_suplimentare.obiecte_asigurate.anexe exists.
date_suplimentare.obiecte_asigurate.anexe.*.an_constructie	number	Required if date_suplimentare.obiecte_asigurate.anexe exists.
date_suplimentare.obiecte_asigurate.anexe.*.descriere	string
date_suplimentare.clauze_acoperiri	object	Will only be sent when pachet equals to GARANTSUM or GARANTSUM+PAD
date_suplimentare.clauze_acoperiri.asigurare_bunuri_prim_risc	boolean
date_suplimentare.clauze_acoperiri.tip_asigurare_bunuri_furt	string	Values from: nomenclator/omniasig/garantsum/tip-asigurare-bunuri-furt
date_suplimentare.clauze_acoperiri.tip_asistenta_tehnica	string	Values from: nomenclator/omniasig/garantsum/tip-asistenta
date_suplimentare.clauze_acoperiri.renuntare_fransiza_cutremur	boolean
date_suplimentare.clauze_acoperiri.renuntare_fransiza_apa	boolean
date_suplimentare.clauze_acoperiri.acoperire_tip	array
date_suplimentare.clauze_acoperiri.acoperire_tip.*.tip	string	Required if date_suplimentare.clauze_acoperiri.acoperire_tip exists. Values from: omenclator/omniasig/garantsum/tip-acoperiri

6.4.1.1 Person address specific rules:

Parameter	Type	Description
persoane.*.adresa	object	Required unless persoane.*.rol = tert

Business rules

pachet can have one of the following values [PAD, GARANTSUM, GARANTSUM+PAD]
persoane.*.rol can have the following values [asigurat, contractant, beneficiar, tert, cesionar]
the assignees (cesionari) can be sent either in the persoane.* field or the date_suplimentare.* field; the same validation rules apply
persoane.*.rol field has the following limit restrictions:
only one asigurat
only one contractant
multiple cesionar, beneficiar and tert
oferta.discount can have the following values 5, 10, 15, 20, 25, 30, 35, 40 (35, 40 are not used at this moment)
persoane at least one persone.*.rol equal to asigurat is required
persoane.*.telefon accepts only Romanian phone numbers
persoane.*.tip_document_de_identificare can have one of the following values [CI, PASAPORT]
imobil.inaltimea_cladirii can be parter or has to be equal or greater to parter + 1 value, accepted format is parter + D where D is a digit between 1 and 25
imobil.an_constructie minimum value 1900
imobil.sistem_alarma is taken into account for offer calculation
if imobil.tip_imobil is set to casa then imobil.address.bloc and imobil.address.scara have to be set to empty (no validation is set)
obiecte_asigurate.*.tip can have one of the following values [imobil, bunuri, raspundere_civila, furt, apa_conducta, bunuri_casabile, avarii_centrala_termica, avarii_fenomen_electric]
imobil.structura_de_rezistenta can have the following values
if pachet is equal to PAD and imobil.tip_imobil is apartament:
'beton', 'beton armat', 'caramida', 'structura metalica'
if pachet is equal to PAD and imobil.tip_imobil is casa:
'beton', 'beton armat', 'caramida', 'structura metalica', 'chirpici sau paianta', 'lemn'
if pachet is equal to GARANTSUM or GARANTSUM+PAD
if imobil.tip_imobil is apartament:
for GARANTSUM 'beton', bca, 'beton armat', 'caramida', 'structura metalica'
for GARANTSUM+PAD 'beton', bca, 'beton armat', 'caramida'
if imobil.tip_imobil is casa:
'beton', 'beton armat', 'bca', 'caramida', 'structura metalica', 'chirpici sau paianta', 'lemn', 'mixta zidarie lemn'
imobil.numar_camere has the following limitation
if imobil.tip_imobil is apartament max value is 8
if imobil.tip_imobil is casa max value is 30
For people with a foreign CNP, the offer is only allowed through the insurer application.
The product for imobil.risc_seismic accepts only the value 0
persoane.*.rol equal to asigurat and tert need to have the total of 100 for the persoane.*.cota_proprietate

Start Date is considered to be the date sent in oferta.valabilitate_inceput input parameter.

End Date is calculated from Start Date and with validity period considered to be oferta.valabilitate years.

6.4.2 Policy

Parameter	Type	Description
date_suplimentare.platitor.rol	string	Required if date_suplimentare.platitor exists. Values from: [alta_persoana, asigurat, contractant]
date_suplimentare.platitor.tip_persoana	string	Required if date_suplimentare.platitor exists.
date_suplimentare.platitor.cnp_cui	string	Required if date_suplimentare.platitor exists.

Start Date and End Date of the issued policy are read from the insurer’s respone.

6.5. Uniqa

6.5.1 Offer

Parameter	Type	Description
date_suplimentare.reinnoire_serie_acl	string	Values from: [ACL, ACLO, AL, ASL, ACX, ACB]
date_suplimentare.reinnoire_numar_acl	string
~~date_suplimentare.polita_este_cesionata~~	~~boolean~~	~~If the value is set to~~ true ~~there has to be atleast one person with the role~~ cesionar ~~in the~~ persoane ~~list.~~
date_suplimentare.reinnoire_pad	boolean
date_suplimentare.reducere	number
date_suplimentare.majorare	number
date_suplimentare.valabilitate_inceput_pad	string	Format: Y-m-d For cases when pachet is equal to PAD+ACL
date_suplimentare.persoane	array	Required
date_suplimentare.persoane.*.cnp_cui	string	Required if tip_pj is present
date_suplimentare.persoane.*.tip_pj	string	Values from: nomenclator/uniqa/household/tip-persoana-pj
date_suplimentare.persoane.*.numar_document_inregistrare	string
date_suplimentare.persoane.*.serie_document_inregistrare	string
date_suplimentare.persoane.*.functionar_public	boolean
date_suplimentare.persoane.*.principal	boolean
date_suplimentare.persoane.*.adresa	array
date_suplimentare.persoane.*.tip	string	Values from: [domiciliu, corespondenta]
date_suplimentare.persoane.*.judet_strainatate	string
date_suplimentare.persoane.*.localitate_strainatate	string
date_suplimentare.imobil.tip_suprafata	number	Values from: nomenclator/uniqa/household/tip-suprafata
date_suplimentare.imobil.stadiu_finalizare_cladire	number	Values from: nomenclator/uniqa/household/stadiu-finalizare
date_suplimentare.imobil.monument_istoric	boolean	If date_suplimentare.imobil.monument_istoric = true, the offer can not be issued and an error will be thrown
date_suplimentare.imobil.*.adresa	array
date_suplimentare.imobil.*.tip	string	Values from: [imobil]
date_suplimentare.imobil.*.judet_strainatate	string
date_suplimentare.clauze_acoperiri.acoperire_vandalism	boolean
date_suplimentare.clauze_acoperiri.acoperire_pipewater	boolean
date_suplimentare.clauze_acoperiri.acoperire_repression	boolean
date_suplimentare.clauze_acoperiri.clauza_repairs	boolean
date_suplimentare.clauze_acoperiri.seif	boolean
date_suplimentare.obiecte_asigurate	object	Values from: nomenclator/uniqa/household/obiect-asigurat
~~date_suplimentare.obiecte_asigurate.anexe.tip_suma_asigurata~~	~~number~~	~~Required if~~ date_suplimentare.obiecte_asigurate.anexe ~~is set.~~ ~~Values from: [~~568, 569]
date_suplimentare.obiecte_asigurate.anexe.fransiza	number	Values from: [597, 598, 599, 600, 601, 602] Where 597 - 0%, 598 - 1%, 599 - 2%, 600 - 3%, 601 - 4%, 602 - 5%
date_suplimentare.obiecte_asigurate.anexe.obiecte.garaj.suma_asigurata	number	Required if date_suplimentare.obiecte_asigurate.anexe.obiecte.garaj is set.
date_suplimentare.obiecte_asigurate.anexe.obiecte.garaj.executat_din	string	Format: Y-m-d
date_suplimentare.obiecte_asigurate.anexe.obiecte.garaj.numar	number
date_suplimentare.obiecte_asigurate.anexe.obiecte.imprejmuiri.suma_asigurata	number	Required if date_suplimentare.obiecte_asigurate.anexe.obiecte.imprejmuiri is set.
date_suplimentare.obiecte_asigurate.anexe.obiecte.imprejmuiri.executat_din	string	Format: Y-m-d
date_suplimentare.obiecte_asigurate.anexe.obiecte.magazii.suma_asigurata	number	Required if date_suplimentare.obiecte_asigurate.anexe.obiecte.magazii is set.
date_suplimentare.obiecte_asigurate.anexe.obiecte.magazii.executat_din	string	Format: Y-m-d
date_suplimentare.obiecte_asigurate.anexe.obiecte.magazii.numar	number
date_suplimentare.obiecte_asigurate.anexe.obiecte.anexe_sepciale.suma_asigurata	number	Required if date_suplimentare.obiecte_asigurate.anexe.obiecte.anexe_sepciale is set.
date_suplimentare.obiecte_asigurate.anexe.obiecte.anexe_sepciale.executat_din	string	Format: Y-m-d
date_suplimentare.obiecte_asigurate.anexe.obiecte.anexe_sepciale.numar	number
date_suplimentare.obiecte_asigurate.anexe.obiecte.anexe_sepciale.detalii	string
date_suplimentare.obiecte_asigurate.anexe.obiecte.gradini.suma_asigurata	number	Required if date_suplimentare.obiecte_asigurate.anexe.obiecte.gradini is set.
date_suplimentare.obiecte_asigurate.anexe.obiecte.alte_anexe.suma_asigurata	number	Required if date_suplimentare.obiecte_asigurate.anexe.obiecte.alte_anexe is set.
date_suplimentare.obiecte_asigurate.anexe.obiecte.alte_anexe.executat_din	string	Format: Y-m-d
date_suplimentare.obiecte_asigurate.anexe.obiecte.alte_anexe.numar	number
date_suplimentare.obiecte_asigurate.anexe.obiecte.alte_anexe.detalii	string
date_suplimentare.obiecte_asigurate.bunuri_speciale.suma_asigurata	number	Required if date_suplimentare.obiecte_asigurate.bunuri_speciale is set.
date_suplimentare.obiecte_asigurate.bunuri_casabile.suma_asigurata	number	Required if date_suplimentare.obiecte_asigurate.bunuri_casabile is set.
date_suplimentare.obiecte_asigurate.avarii_centrala_panouri_solare.tip_suma_asigurata	string	Required if date_suplimentare.obiecte_asigurate.avarii_centrala_panouri_solare is set. Values from: [Reala, DeInlocuire]
date_suplimentare.obiecte_asigurate.avarii_centrala_panouri_solare.panouri_solare.suma_asigurata	number	Required if date_suplimentare.obiecte_asigurate.avarii_centrala_panouri_solare.panouri_solare is set.
date_suplimentare.obiecte_asigurate.avarii_centrala_panouri_solare.centrala_termica.denumire_producator	string	Required if date_suplimentare.obiecte_asigurate.avarii_centrala_panouri_solare.centrala_termica is set.
date_suplimentare.obiecte_asigurate.avarii_centrala_panouri_solare.centrala_termica.tip	number	Required if date_suplimentare.obiecte_asigurate.avarii_centrala_panouri_solare.centrala_termica is set.Values from: [624, 625] Where 624 - Murala (de apartament), 625 - De bloc
date_suplimentare.obiecte_asigurate.avarii_centrala_panouri_solare.centrala_termica.tip_achizitie	number	~~Required if~~ date_suplimentare.obiecte_asigurate.avarii_centrala_panouri_solare.centrala_termica ~~is set.~~Values from: [626, 627] Where 626 - Nou, 627 - Second hand
date_suplimentare.obiecte_asigurate.avarii_centrala_panouri_solare.centrala_termica.vehime	number	Required if date_suplimentare.obiecte_asigurate.avarii_centrala_panouri_solare.centrala_termica is set.
date_suplimentare.obiecte_asigurate.avarii_centrala_panouri_solare.centrala_termica.suma_asigurata	number	Required if date_suplimentare.obiecte_asigurate.avarii_centrala_panouri_solare.centrala_termica is set.
date_suplimentare.obiecte_asigurate.raspundere_proprietar.suma_asigurata	number	Required if date_suplimentare.obiecte_asigurate.raspundere_proprietar is set.
date_suplimentare.obiecte_asigurate.raspundere_chirias.suma_asigurata	number	Required if date_suplimentare.obiecte_asigurate.raspundere_chirias is set.
date_suplimentare.obiecte_asigurate.avarii_centrala_panouri_solare.pompa_caldura.vehime	number	Required if date_suplimentare.obiecte_asigurate.avarii_centrala_panouri_solare.pompa_caldura is set.
date_suplimentare.obiecte_asigurate.avarii_centrala_panouri_solare.pompa_caldura.suma_asigurata	number	Required if date_suplimentare.obiecte_asigurate.avarii_centrala_panouri_solare.pompa_caldura is set.
date_suplimentare.obiecte_asigurate.avarii_centrala_panouri_solare.pompa_caldura.denumire_producator	string	Required if date_suplimentare.obiecte_asigurate.avarii_centrala_panouri_solare.pompa_caldura is set.
date_suplimentare.obiecte_asigurate.avarii_centrala_panouri_solare.aer_conditionat.vehime	number	Required if date_suplimentare.obiecte_asigurate.avarii_centrala_panouri_solare.aer_conditionat is set.
date_suplimentare.obiecte_asigurate.avarii_centrala_panouri_solare.aer_conditionat.suma_asigurata	number	Required if date_suplimentare.obiecte_asigurate.avarii_centrala_panouri_solare.aer_conditionat is set.
date_suplimentare.obiecte_asigurate.avarii_centrala_panouri_solare.aer_conditionat.denumire_producator	string	Required if date_suplimentare.obiecte_asigurate.avarii_centrala_panouri_solare.aer_conditionat is set.

6.5.1.1 Address object specific validation rules

Parameter	Required	Validation rules
numar	no

Business rules

pachet can have one of the following values [PAD, ACL, PAD+ACL]
oferta.valabilitate maximum value is 30
oferta.frecventa_de_plata can have one of the following values [anual, semestrial, trimestrial]
persoane.*.rol can have the following values [asigurat, contractant, beneficiar, tert]
persoane at at least one persone.*.rol equal to asigurat and one contractant is required
persoane.*.telefon accepts only Romanian phone numbers
persoane.*.tip_document_de_identificare can have one of the following values [CI, PASAPORT]
imobil.an_constructie minimum value
1900 if pachet = PAD
1920 if pachet = ACL or PAD+ACL
imobil.sistem_alarma is taken into account for offer calculation
imobil.inaltime_cladire can have one of the following values [parter, parter + 1 …. parter + 100]. Values that are not supported: 'subsol', 'demisol', 'mansarda', 'mezanin'
for imobil.tip_imobil = apartament , the following values for imobil.structura_de_rezistenta are NOT valid: chirpici sau paianta, materiale nesupuse unui tratament termic chimic, caramida nearsa
obiecte_asigurate has to contain tip equal to imobil and bunuri
obiecte_asigurate.*.tip can have one of the following values [imobil, bunuri, anexe, raspundere_civila, avarii_centrala_termica, avarii_fenomen_electric, bunuri_casabile]
date_suplimentare.reinnoire_serie_acl can have the following values [ACL, ACLO, AL, ASL, ACX, ACB]
date_suplimentare.majorare accepts a numeric value of minimum 0 and maximum 100
date_suplimentare.obiecte_asigurate.raspundere_proprietar and date_suplimentare.obiecte_asigurate.raspundere_chirias cannot be set at the same time
date_suplimentare.obiecte_asigurate.raspundere_chirias can be set only when date_suplimentare.oferta.calitate_asigurat is set and the value is 'chirias'.
The offer is not available when calitate_asigurat is chirias.
date_suplimentare.obiecte_asigurate.anexe is required if obiecte_asigurate contains type of anexe
~~date_suplimentare.obiecte_asigurate.bunuri_uzuale is required if obiecte_asigurate contains type of bunuri~~
date_suplimentare.obiecte_asigurate.avarii_centrala_panouri_solare is required if obiecte_asigurate contains type of avarii_centrala_termica
~~date_suplimentare.obiecte_asigurate.bunuri_uzuale.tip_suma_asigurata~~, ~~date_suplimentare.obiecte_asigurate.anexe.tip_suma_asigurata~~ and ~~date_suplimentare.obiecte_asigurate.avarii_centrala_panouri_solare.tip_suma_asigurata can have the following values [568, 569]~~
date_suplimentare.obiecte_asigurate.anexe.tip_suma_asigurata will always be mapped to the value 568
date_suplimentare.obiecte_asigurate.raspundere_proprietar and date_suplimentare.obiecte_asigurate.raspundere_chirias cannot be covered at the same time
If imobil.risc_seismic = “I” => the offer can not be issued If imobil.risc_seismic = “U1” => the offer can only be issued with PAD

Start Date is considered to be the date sent in oferta.valabilitate_inceput input parameter.

End Date is calculated from Start Date :

with validity period considered to be 1 year in case of PAD offer
with validity period read from oferta.valabilitate input parameter in case of ACL offer

6.5.2 Policy

Parameter	Type	Description
date_suplimentare.mentiuni_speciale_acl	string
date_suplimentare.clauza_cesiune_denumire_banca_acl	string
date_suplimentare.text_cesiune_acl	string
date_suplimentare.imobil.ocupare	number	Values from: nomenclator/uniqa/household/ocupare-imobil Required field
date_suplimentare.imobil.numar_zile_locuita	number
date_suplimentare.imobil.daune_anterioare	object	Must not be empty if present
date_suplimentare.imobil.daune_anterioare.numar_daune	number	Required with date_suplimentare.imobil.daune_anterioare
date_suplimentare.imobil.daune_anterioare.valoare_daune	number
date_suplimentare.imobil.daune_anterioare.date_daune	string	Format: Y-m-d
date_suplimentare.imobil.daune_anterioare.cauze_informatii_daune	string
date_suplimentare.imobil.asigurare_curenta	object	Must not be empty if present
date_suplimentare.imobil.asigurare_curenta.nume_asigurator	string	Required with date_suplimentare.imobil.asigurare_curenta
date_suplimentare.imobil.asigurare_curenta.suma_asigurata	number	Required with date_suplimentare.imobil.asigurare_curenta
date_suplimentare.imobil.asigurare_anterioara	object	Must not be empty if present
date_suplimentare.imobil.asigurare_anterioara.nume_asigurator	string	Required with date_suplimentare.imobil.asigurare_anterioara
date_suplimentare.imobil.asigurare_anterioara.suma_asigurata	number	Required with date_suplimentare.imobil.asigurare_anterioara
date_suplimentare.imobil.asigurare_refuzata	object	Must not be empty if present
date_suplimentare.imobil.asigurare_refuzata.motiv	string	Required with date_suplimentare.imobil.asigurare_refuzata
date_suplimentare.seif_detalii	string
date_suplimentare.acoperire_inchizatori	boolean	Required field and must be true
date_suplimentare.detalii_inchizatori	string

Start Date and End Date of the issued policies are read from the offers.

Business rules

plata.document_justificativ can have a maximum length of 50
plata.document_justificativ is required when plata.mod_de_plata is chitanta and plata.chitanta_serie or plata.chitanta_numar are not present
plata.chitanta_serie and numar can have a maximum length of 25 each

6.6. Asirom

6.6.1 CasaTaPad

6.6.1.1 Offer

Parameter	Type	Description
date_suplimentare.asigurare_la_prim_risc	boolean
date_suplimentare.calitate_solicitant	string	Required field.Value from: [asigurat, contractant, beneficiar]
date_suplimentare.persoane	array
date_suplimentare.persoane.*.cnp_cui	string	Taken into account only if a match is found in persoane array from the main body
date_suplimentare.persoane.*.capital_social	string	Taken into account for legal entities.
date_suplimentare.persoane.*.reprezentant_nume	string	Taken into account for legal entities.
date_suplimentare.persoane.*.reprezentant_functie	string	Taken into account for legal entities.
date_suplimentare.persoane.*.cont_bancar	string	Taken into account for legal entities.
date_suplimentare.persoane.*.loc_munca	string	Taken into account for non legal entities.
date_suplimentare.persoane.*.ocupatie	string	Taken into account for non legal entities.Values from: nomenclator/asirom/casata-pad/ocupatie
date_suplimentare.persoane.*.cesionar_numar_document	string	Required if persoane.*.rol is equal to cesionar
date_suplimentare.persoane.*.cesionar_data_document	string	Required if persoane.*.rol is equal to cesionar
date_suplimentare.imobil	object
date_suplimentare.imobil.tip_utiliare	string	Values from: nomenclator/asirom/casata-pad/tip-utilizare
date_suplimentare.imobil.numar_apartamente	number
date_suplimentare.imobil.apartament_ultimul_etaj	boolean
date_suplimentare.imobil.exista_subsol	boolean
date_suplimentare.imobil.exista_demisol	boolean
date_suplimentare.imobil.exista_parter	boolean
date_suplimentare.imobil.exista_mansarda	boolean
date_suplimentare.imobil.exista_pod	boolean
date_suplimentare.imobil.zona_risc_inundatie_avalanse_alunecare_teren	boolean
date_suplimentare.imobil.autorizatie_constructie	boolean	Should be set to TRUE, otherwise the offer will not be generated and the provider will return: Imobil neasigurabil
date_suplimentare.imobil.autorizatie_respectata	boolean
date_suplimentare.imobil.modificari_imobil	boolean
date_suplimentare.imobil.tip_autorizatie_modificare_imobil	boolean
date_suplimentare.imobil.tip_modificare_imobil	boolean
date_suplimentare.imobil.dauna	object
date_suplimentare.imobil.dauna.data	string	Required if date_suplimentare.imobil.dauna exists
date_suplimentare.imobil.dauna.cauza	string	Required if date_suplimentare.imobil.dauna exists
date_suplimentare.imobil.dauna.valoare	number	Required if date_suplimentare.imobil.dauna exists
date_suplimentare.imobil.dauna.obiect_dauna	string	Required if date_suplimentare.imobil.dauna exists
date_suplimentare.optiuni_acoperiri	object	FIELD DEPRECATED, USED FOR FALLBACK IMPLEMENTATIONS USE date_suplimentare.clauze_acoperiri
date_suplimentare.clauze_acoperiri	object
date_suplimentare.clauze_acoperiri.home_assistance	boolean
date_suplimentare.clauze_acoperiri.home_assistance_acoperire	string	Values from: nomenclator/asirom/casata-pad/optiuni-acoperire

6.6.1.1.1 Business rules

This product does not support the following structure materials: caramida nearsa, materiale nesupuse unui tratament termic chimic, chirpici sau paianta.
In certain situations, the generated offer is blocked at the insurer. This means that the offer cannot be downloaded in PDF format and it cannot be transformed into policy.
The oferta.moneda accepts only EUR
The imobil.risc_seismic can accept one of the following values ['0', 'I', 'II', 'U1', 'U2', 'U3']
in the case that persoane contains persons with rol = asigurat and tert their total of cota_proprietate has to equal to 100%
imobil.inaltimea_cladirii does not accept [subsol, demisol, parter,mansarda, mezanin] when imobil.tip_imobil is imobil.apartament
If the policyholder is also the insured, then the policyholder must be an individual person (PF)
There can be only one person added per role.
If persoane.*.nationalitate is not set, the default value is RO

If pachet=CASATA+PAD then Start Date and End Date are read from insurer’s response.

If pachet=CASATA then Start Date and End Date are calculated based on informations read from oferta.valabilitate_inceput and oferta.valabilitate input parameters. If oferta.valabilitate is not present in request, then it is considered to be 1 year.

6.6.1.2 Policy

The plata.data has to be equal to the offering date so that the currency exchange rate matches with the insurers rate

Parameter	Type	Description
date_suplimentare.platitor	object	Required
date_suplimentare.platitor.rol	string	RequiredValues from: [asigurat, contractant]
date_suplimentare.platitor.tip_persoana	string	RequiredValues from: [PF, PJ]
date_suplimentare.platitor.cnp_cui	string	The value has to be present in the persoane list.
date_suplimentare.plata.chitanta_serie_pad	string	Required if pachet in the offer request was equal to CASATA+PAD
date_suplimentare.plata.chitanta_numar_pad	string	Required if pachet in the offer request was equal to CASATA+PAD
date_suplimentare.asirom_lifeprotect	boolean
date_suplimentare.asigurat_cnp	string	Required if date_suplimentare.asirom_lifeprotect is equal to true.The value has to be present in the persoane list.

In case of PAD policy Start Date and End Date are read from insurer's response.

In case of CasaTa policy Start Date and End Date are read from offer.

6.6.2 CaminulMeu

6.6.2.1 Offer

Parameter	Type	Required	Description
date_suplimentare.motiv_discount	string	No	Reason for discount request
date_suplimentare.majorare	number	No	Percentage increase
date_suplimentare.motiv_majorare	string	No	Reason for increase request
date_suplimentare.mentiuni	string	No	Mentions
date_suplimentare.reinnoire_serie_caminul_meu	string	No	The Caminul Meu policy's series to be renewed
date_suplimentare.reinnoire_numar_caminul_meu	string	No	The Caminul Meu policy's number to be renewed
date_suplimentare.calitate_solicitant	string	Yes	Applicant's quality Accepted values: asigurat, contractant, beneficiar
date_suplimentare.asigurare_la_prim_risc	boolean	Yes	First risk insurance
date_suplimentare.acoperire_de_baza	string	Yes	Basic coverage Accepted values: • ACC_IMOBIL_STANDARD • ACC_IMOBIL_CATASTROFICA • ACC_IMOBIL_TOTALA Nomenclature: /nomenclator/asirom/caminulmeu/acoperire-de-baza
date_suplimentare.extindere_teritoriala_raspundere_civila	boolean	No	Civil liability - Territorial validity extension in Romania
date_suplimentare.asigurare_asistenta_tehnica	boolean	No	Technical assistance coverage
date_suplimentare.asigurare_cladiri_in_constructie	boolean	No	Coverage for building insurance during construction / when extension works are carried out
date_suplimentare.asistenta_domiciliu	string	No	Home technical assistance Accepted values: standard, premium
date_suplimentare.bunuri_cu_valoare_individuala_peste_2000_eur	boolean	No	Are there items with individual value greater than 2,000 Euros or equivalent in RON?
date_suplimentare.imobil	Property additional data object	No
date_suplimentare.persoane	Array ofPerson additional data objects	No
date_suplimentare.obiecte_asigurate	Array ofInsured objects additional data objects	No
date_suplimentare.fransiza_riscuri_catastrofale	boolean	No	Deductible of 1% of the insured sum for buildings and, respectively, content for earthquake risk
date_suplimentare.tip_fransize	string	No	Deductible application type Accepted values: • FRANSIZA_UNICA_CONTR • FRANSIZA_CATEGORIE_BUNURI • FRANSIZA_ACOPER_RISC Nomenclature: /nomenclator/asirom/caminulmeu/tip-fransize
date_suplimentare.fransize	Array ofDeductibles additional data object	No
date_suplimentare.tip_polita	string	No	Enum: simpla, parteneriate_leasing, licitatie, affinity
date_suplimentare.tip_leasing	string	No	Enum: financiar, operational, ambele Required if tip_polita is parteneriate_leasing
date_suplimentare.numar_licitatie	string	No	Auction number. Required if tip_polita is licitatie.
date_suplimentare.parteneriat	boolean	No	Has partnership. Required if tip_polita is parteneriate_leasing
date_suplimentare.numar_parteneriat	string	No	Partnership number. Required if parteneriat is true.
date_suplimentare.acoperire_pierderi_proprietar	boolean	No	Owner loss coverage

6.6.2.1.1 Property additional data object

Parameter	Type	Required	Description
tip_finisaje	string	Yes	Building finishing type Accepted values: INF, MED, SUP, LUXNomenclature: /nomenclator/asirom/caminulmeu/tip-finisaje-cladire
tip_utilizare	string	No	Type of use Accepted values: PERM, NELOC, TEMP_CASA_VACNomenclature: /nomenclator/asirom/caminulmeu/tip-utilizare
zona_risc_inundatie	boolean	No	Is the building located in an area frequently affected by floods, flash floods ?
zona_risc_avalanse	boolean	No	Is the building located in an area frequently affected by avalanches?
zona_risc_alunecare_teren	boolean	No	Is the building located in an area frequently affected by landslides / ground collapses ?
~~tip_valoare~~	~~string~~	~~Yes~~	T~~ype of property value~~ ~~Accepted values: VAL_PIATA, VAL_INLOCUIRENomenclature: /nomenclator/asirom/caminulmeu/tip-valoare-imobil~~
tip_declaratie_valoare	string	Yes	Type of value declaration Accepted values: VAL_DECL, VAL_RAP_EVALNomenclature: /nomenclator/asirom/caminulmeu/tip-declaratie-valoare

6.6.2.1.2 Person additional data object

Parameter	Type	Required	Description
cnp_cui	string	Yes	Payer’s identification number. Only IDs present in persoane list are taken in consideration.
capital_social	string	No	Social capital
reprezentant_nume	string	No	Representative's name
reprezentant_functie	string	No	Representative's position
cont_bancar	string	No	Bank account
domeniu_activitate	string	No	Field of activity
loc_nastere	string	No	Place of birth
loc_munca	string	No	Place of work
ocupatie	string	No	Occupation Accepted values: OCUP_ARME, OCUP_CASE_AMAN, OCUP_CASE_SCH_VAL, OCUP_CAZINOU, OCUP_CLUB_NOAPTE, OCUP_FARA, OCUP_IMOB, OCUP_STUDENT, OCUP_ALTELENomenclature: /nomenclator/asirom/caminulmeu/ocupatii

6.6.2.1.3 Insured objects additional data

Parameter	Type	Required	Description
tip	string	Yes	Insured object Accepted values: furt_elemente_de_constructie, bunuri_de_valoare, aparate_electrice, bunuri_portabile, instalatii, gradina, pierdere_chirie, raspundere_civila_chirias
suma_asigurata	number	Yes	Insured amount

6.6.2.1.4 Deductibles additional data

Parameter	Type	Required	Description
obiect_asigurat	string	Yes	Insured object Accepted values: fransiza_unica_contract, imobil, anexe, bunuri, apa_conducta, furt, furt_elemente_de_constructie, bunuri_de_valoare, aparate_electrice, bunuri_portabile, instalatii, bunuri_casabile, pierdere_chirie, gradina, raspundere_civila_chirias, raspundere_civila
tip	string	Yes	Deductible sum type Accepted values: • PROCENT_SUMA_ASIG (max 100) • PROCENT_DAUNA (max 100) • SUMA_ABSOLUTA (max 100.000.000) Nomenclature: /nomenclator/asirom/caminulmeu/tip-suma-fransize
valoare	number	Yes	Deductible amount

6.6.2.1.5 Business rules:

pachet can have one of the following values [PAD+CAMINULMEU, CAMINULMEU]
oferta.discount can have one of the following values [5, 10, 15, 20, 25, 30]
oferta.frecventa_de_plata can have one of the following values [anual, integral, trimestrial, semestrial]
oferta.serie_pad and oferta.numar_pad are required if pachet = CAMINULMEU
persoane: only one person with rol = asigurat and one with rol = contractant are accepted and both have to be present
persons with rol = beneficiar:
if pachet = CAMINULMEU then only one is accepted
if pachet = PAD+CAMINULMEU then 2 persons are accepted
if pachet = CAMINULMEU then 2 persons with rol = cesionar are accepted
if pachet = CAMINULMEU then no person with rol = tert is accepted
persoane.*.rezident is required
~~persoane.*.nationalitate si required if tip_persoana = PF~~
Home address is required for each person
when tip_imobil is apartament then structura_de_rezistenta must be beton or beton armat
imobil.inaltimea_cladirii does not accept [subsol, demisol, mansarda, mezanin]
imobil.inaltimea_cladirii does not accept [parter] when imobil.tip_imobil is imobil.apartament
obiecte_asigurate list must contain at least object with tip = imobil or tip = bunuri
obiecte_asigurate.*.tip can have one of the following values [imobil, anexe, bunuri, raspundere_civila, furt, apa_conducta, bunuri_casabile]
In certain situations, the generated offer is blocked at the insurer. This means that the offer cannot be downloaded in PDF format and it cannot be transformed into policy.
date_suplimentare.asigurare_cladiri_in_constructie is accepted to be true if:
date_suplimentare.asigurare_asistenta_tehnica is not selected (is false or it is not present in request)
date_suplimentare.asistenta_domiciliu is not selected (it is not present in request)
date_suplimentare.obiecte_asigurate is empty (or it is not present in request)
obiecte_asigurate contains objects with tip = imobil or / and tip = anexe
The imobil.risc_seismic can accept one of the following values ['0', ‘I', 'II', 'U1', 'U2', 'U3’]
If persoane.*.nationalitate is not set, the default value is RO

If pachet=PAD+CAMINULMEU then Start Date and End Date are read from insurer’s response.

If pachet=CAMINULMEU then Start Date and End Date are calculated based on informations read from oferta.valabilitate_inceput and oferta.valabilitate input parameters. If oferta.valabilitate is not present in request, then it is considered to be 1 year.

6.6.2.2 Policy

The plata.data has to be equal to the offering date so that the currency exchange rate matches with the insurers rate
If plata.mod_de_plata is chitanta broker than plata.chitanta_serie, plata.chitanta_numar are required.
If plata.mod_de_plata is op, op broker, pos than plata.document_justificativ is required.

Parameter	Type	Required	Description
date_suplimentare.cnp_cui_platitor	string	No	Payer’s identification number. It should be the insured's or the policyholder's identification number.
date_suplimentare.plata.chitanta_serie_pad	string	No	PAD policy’s receipt series
date_suplimentare.plata.chitanta_numar_pad	string	No	PAD policy’s receipt number

In case of PAD policy Start Date and End Date are read from insurer's response.

In case of CaminulMeu policy Start Date and End Date are read from offer.

6.7. BRD HomeInsurance

6.7.1.1. Create offer specific validation rules

Parameter	Required	Validation rules
pachet	Yes	Product identifier (see 1.1. → Identifiers)
oferta.produs	Yes	Product identifier (see 1.1. → Identifiers)
oferta.valabilitate	Yes	Allowed values: 1
oferta.frecventa_de_plata	Yes	Allowed values: anual, semestrial
persoane	Yes	It must contain a Person object with "rol": "contractant"; "rol": "asigurat" is optional
clauze_acoperiri.acoperire_bunuri	Yes, if date_suplimentare.profil_client is Chirias or date_suplimentare.profil_client is Proprietar and date_suplimentare.situatie_asigurare_client is Asigurare de locuinta valabila/in vigoare	It must have a boolean value
clauze_acoperiri.acoperire_raspundere_civila	No	It must have a boolean value
clauze_acoperiri.valoare_acoperire_bunuri	Yes, if "acoperire_bunuri" is true	Allowed values: 2000, 5000, 10000, 15000, 20000

6.7.1.1.1. Person object specifi validation rules

Parameter	Required	Validation rules
cnp_cui	Yes	Person must be over 18 years old
tip_persoana	Yes	Allowed values: PF
nume	Yes	Must have between 2 and 30 letters, spaces and dashes
prenume	Yes	Must have between 2 and 30 letters, spaces and dashes
serie_document_de_identificare	Yes	Must have 2 alphabetic characters
numar_document_de_identificare	Yes	Must be a numeric valueMust have between 1 and 7 digits
nationalitate	Yes
cetatenie	Yes
email	Yes	It must be a valid email address
telefon	Yes	It must be a valid Romanian phone number

6.7.1.1.2. Address object specific validation rules

Parameter	Required	Validation rules
tara	Yes	Accepted values: iso2 codes from /nomenclature/country nomenclature
tip_strada	No	Accepted values: Alee, Alee I, Alee II, Alee III, Alee IV, Alee V, Alee VI, Alee VII, Alee VIII, Bulevard,Cale, Camp, Canal, Canton, Cartier, Colonie, Curte, Drum, Fundac,Fundatura, Hotar, Intrare, Parc, Pasaj, Piata, Piateta, Pietonal, Platou, Pod, Poligon, Poteca, Prelungire, Rampa, Scuar, Sir, Sosea, Splai,Statia, Strada, Stradela, Suis, Trecatoare, Ulita, Vad, Varianta
strada	No	Must have max. 255 characters of type: letters, numbers, spaces, dashes
numar	No	Must have max. 30 alphanumeric characters. Must contain only alphanumeric characters, spaces or : _ , -
bloc	No ~~for~~ Person ~~Yes for~~ Property~~, if~~ imobil.tip_imobil ~~is ‘apartament’~~	• Must have max. 20 alphanumeric characters for persoane.*.adresa.bloc (insurer documentation mentions max 30 but for a value longer than 20 there is an error) • Must have max 30 alphanumeric characters for imobil.adresa.bloc
scara	No ~~for~~ Person ~~Yes for~~ Property~~, if~~ imobil.tip_imobil ~~is ‘apartament’~~	Must have max. 10 characters
etaj	No for Person Yes for Property	Accepted values (Person): subsol, demisol, parter, mansarda, mezanin, etaj 1, …, etaj 30 Accepted values (Property): etaj 1, …, etaj 30
apartament	No ~~for~~ Person ~~Yes for~~ Property~~, if~~ imobil.tip_imobil ~~is ‘apartament’~~	Can be: • max. 10 (persoane..adresa..apartament) • max. 30 (imobil.adresa.apartament) • characters of type: letters, numbers, spaces, _ and -
tip	Yes for Person	Available only for Person and only domiciliu is accepted

6.7.1.1.3. Property object specific validation rules

Parameter	Required	Validation rulesuniq
risc_seismic	Yes
sistem_alarma	Yes
an_constructie	Yes	Min. value: 1941
structura_de_rezistenta	Yes	Allowed values for property with "tip_imobil": "apartament": beton, beton armat, caramida, caramida nearsa
inaltimea_cladirii	Yes	Max. value for property with "tip_imobil": "casa": • if "structura_de_rezistenta": "lemn", "chirpici sau paianta", "materiale nesupuse unui tratament termic chimic", "mixta zidarie lemn": parter + 4 • else: parter + 5 Allowed values start from: parter to parter + 30
numar_cladiri	Yes, if "tip_imobil": "casa"	• if "tip_imobil": "casa" Min. value: 1 • if "tip_imobil": "apartament" only 0 is accepted if field is sent
numar_camere	Yes	Max. value: • if "tip_imobil": "casa": 15 • else: 8
suprafata	Yes	Max. value: 200 * value of numar_camere
identificare	Yes, if "tip_imobil": "casa"
tip_suma_asigurata_imobil	Yes	Allowed values: TBD

6.7.1.1.4. Insured good object specific validation rules

Parameter	Required	Validation rules
tip	Yes	Accepted values: imobil
suma_asigurata	Yes	Max. value: • if "moneda": "EUR": 500.000 • if "moneda": "RON": 500.000 * EUR/RON currency rate

6.7.1.1.5 Create offer - `date_suplimentare` object

Parameter	Type	Required	Description	Validation rules
profil_client	string	Yes	Client profile	Accepted values: Proprietar, Chirias
situatie_financiara_client	string	Yes	Client financial status	Accepted values: Fara credit ipotecar/imobiliar, Credit ipotecar/imobiliar la BRD, Credit ipotecar/imobiliar la alta banca
situatie_asigurare_client	string	Yes	Client insurance status	Accepted values: Fara asigurare de locuinta, Asigurare de locuinta valabila/in vigoare
persoane	array	Yes	Contains Person additional data objects for all persons
broker_info	object	Yes	Contains the broker credentials given by the insurer
broker_info.agent_cod_raf	string	Yes	Agent RAF code
broker_info.agent_nume	string	Yes	Agent name
broker_info.agent_prenume	string	Yes	Agent surname
broker_info.broker_cod_rbk	string	Yes	Broker RBK code
imobil	object	Yes	Contains additional property information
imobil.tip_resedinta	string	Yes	Residency type	Allowed values: Resedinta principala, Resedinta concediu, De inchiriat
imobil.daune_in_ultimii_3_ani	boolean	Yes	The property has claims in the last 3 years
imobil.numar_daune_in_ultimii_3_ani	number	Yes, if imobil.daune_in_ultimii_e_ani is true	The number of claims in the last 3 years	Min. value: 0, if imobil.daune_in_ultimii_3_ani is false otherwise 1 Max. value: 2
imobil.incetare_asigurator_in_ultimii_3_ani	boolean	Yes	The property has surrender by insurer in the last 3 years
imobil.anexa	boolean	Yes	The property has annexes
imobil.suprafata_anexa	number	Yes, if imobil.anexa is true	Property annexes surface area	Min. value: 0 Max. value: 200
imobil.adresa	object	Yes	Contains the "uat" for the property address

6.7.1.1.6. Person additional data object

Parameter	Type	Required	Description	Validation rules
cnp_cui	number	Yes	Person identification	Person must be over 18 years old
data_expirare_document_de_identificare	string	Yes	Person ID document expiration date	Accepted format: YYYY-MM-DDThe date cannot be in the past
adresa	array	Yes, if person has "tara": "RO"	Contains "tip": "domiciliu" and “uat” for each Romanian address	Accepts only domiciliu is accepted

6.7.1.2. Transform offer into policy - `date_suplimentare` object

Parameter	Type	Required	Description	Validation rules
valabilitate_inceput	string	No	Policy start date	Accepted format: YYYY-MM-DDThe date cannot be in the past

6.7.1.3. Business rules

The service doesn’t provide the possibility to request quotations or issue policies separately by package (optional and/or PAD). When requesting a quotation, The service automatically checks if the contractor has a PAD policy, and if not, it automatically generates an offer for the PAD policy alongside the optional policy offer.
If a request is made to transform an offer that includes quotes for both optional and PAD policies, the insurer will automatically generate two policies: one for the optional policy and one for PAD.
If date_suplimentare.valabilitate_inceput is not sent in Transform offer into policy request, the oferta.valabilitate_inceput from Create offer request will be used instead to set the policy start date. If expired or not sent, the insurer will automatically set the policy start date with this rule:
current date +1 day if the offer doesn’t contain PAD, or
current date + 5 days if the offer contains PAD
The imobil.risc_seismic can accept one of the following values ['0', 'I', 'II', 'III', 'IV']
Regardless of the specified currency in the offer request (which applies to the insured amounts), the premium amount will always be returned in Lei.

6.8. Signal Iduna

6.8.1. Offer

Parameter	Type	Required	Description
date_suplimentare.reinnoire_serie_fixl	string	No	The FIXL policy’s series to be renewed
date_suplimentare.reinnoire_numar_fixl	string	No	The FIXL policy’s number to be renewed
date_suplimentare.cod_voucher	string	No	Discount code
date_suplimentare.suma_asigurata_continut	number	No	Content insured amount Max: 200,000
date_suplimentare.bunuri_casabile_mentiuni	string	Yes, if insured object with tip = bunuri_casabile is present in obiecte_asigurate list	Fragile goods - notes
date_suplimentare.avarii_fenomen_electric_mentiuni	string	Yes, if insured object with tip = avarii_fenomen_electric is present in obiecte_asigurate list	Electrical phenomena - notes
date_suplimentare.imobil	object	No	Additional informations about property
date_suplimentare.imobil.bunuri_casnice	boolean	No	Housing goods
~~date_suplimentare.imobil.cladire_cu_multe-apartamente~~	boolean	No	Building with many apartments
date_suplimentare.imobil.cabana	boolean	No	Building is a chalet / rest house
~~date_suplimentare.imobil.casa_de_odihna~~	~~boolean~~	No	~~Building is a rest house~~
~~date_suplimentare.imobil.spatii_productie~~	boolean	No	~~Building is a production space~~
~~date_suplimentare.imobil.prestari_servicii~~	boolean	No	Building is place for providing services
date_suplimentare.imobil.descriere_locuinta	string	No	Building description
date_suplimentare.imobil.inflamabil	boolean	No	More than half of the construction is made of combustible elementsRequiers to be set to false.
date_suplimentare.clauze_suplimentare	object	No	Additional clauses
date_suplimentare.clauze_suplimentare.cladire_constructie_renovare	bolean	No	Building is under renovation
date_suplimentare.clauze_suplimentare.bani_alte_valori	object	No	Money and other values for solar and photovoltaic panels
date_suplimentare.clauze_suplimentare.bani_alte_valori.suma_asigurata	number	Yes, if clauze_suplimentare.bani_alte_valori is present	Money and other values - insured amount
date_suplimentare.clauze_suplimentare.avarii_accidentale_instalatii_interioare	object	No	Accidental damage insurance of internal installations
date_suplimentare.clauze_suplimentare.avarii_accidentale_instalatii_interioare.suma_asigurata	number	Yes if clauze_suplimentare.avarii_accidentale_instalatii_interioare is present	Accidental damage insurance of internal installations - insured amount
date_suplimentare.clauze_suplimentare.avarii_accidentale_instalatii_interioare.mentiuni	string	Yes if clauze_suplimentare.avarii_accidentale_instalatii_interioare is present	Accidental damage insurance of internal installations - notes
date_suplimentare.clauze_suplimentare.bunuri_valoare_deosebita	object	No	Special value goods
date_suplimentare.clauze_suplimentare.bunuri_valoare_deosebita.suma_asigurata	number	Yes if clauze_suplimentare.bunuri_valoare_deosebita is present	Special value goods - insured amount
date_suplimentare.clauze_suplimentare.bunuri_valoare_deosebita.mentiuni	string	Yes if clauze_suplimentare.bunuri_valoare_deosebita is present	Special value goods - notes
date_suplimentare.clauze_suplimentare.raspundere_civila_chirias_fata_de_proprietar	object	No	Tenant's civil liability against the owner
date_suplimentare.clauze_suplimentare.raspundere_civila_chirias_fata_de_proprietar.suma_asigurata	number	Yes if clauze_suplimentare.raspundere_civila_chirias_fata_de_proprietar is present	Tenant's civil liability against the owner - insured amountAccepted values: 1000, 2000, 5000, 10000, 20000, 30000, 50000, 75000, 100000 This values indicate the insured amount in euros
date_suplimentare.clauze_suplimentare.raspundere_civila_proprietar_fata_de_chirias	object	No	Owner's civil liability against tenants
date_suplimentare.clauze_suplimentare.raspundere_civila_proprietar_fata_de_chirias.suma_asigurata	number	Yes if clauze_suplimentare.raspundere_civila_proprietar_fata_de_chirias is present	Owner's civil liability against tenants - insured amountAccepted values: 1000, 2000, 5000, 10000, 20000, 30000, 50000, 75000, 100000 This values indicate the insured amount in euros
date_suplimentare.clauze_suplimentare.accidente_persoane_intreaga_familie	object	No	Accidents involving the whole family
date_suplimentare.clauze_suplimentare.accidente_persoane_intreaga_familie.suma_asigurata	string	Yes if clauze_suplimentare.accidente_persoane_intreaga_familie is present	Accidents involving the whole family - insured amountAccepted values: • 1000EuroDeces_2000EuroInvaliditate • 2000EuroDeces_4000EuroInvaliditate • 3000EuroDeces_6000EuroInvaliditate
date_suplimentare.clauze_suplimentare.asistenta_domiciliu	object	No	Home assistance
date_suplimentare.clauze_suplimentare.asistenta_domiciliu.suma_asigurata	number	Yes if clauze_suplimentare.asistenta_domiciliu is present and clauze_suplimentare.asistenta_domiciliu.tip is missing	Home assistance - insured sumAccepted values: 5000, 8000, 13000
date_suplimentare.clauze_suplimentare.asistenta_domiciliu.tip	string	Yes if clauze_suplimentare.asistenta_domiciliu is present and clauze_suplimentare.asistenta_domiciliu.suma_asigurata is missing	Accepted values: Esential, Plus, Premium
date_suplimentare.clauze_suplimentare.inchiriere	object	No	Tenancy
date_suplimentare.clauze_suplimentare.inchiriere.suma_asigurata	number	Yes if clauze_suplimentare.inchiriere is present	Tenancy - insured sumAccepted values: 300, 600
date_suplimentare.obiecte_asigurate	object	No	Annexes: garduri, garaj, foisor, magazie, piscina
date_suplimentare.fransiza_bani_alte_valori	string	No	Deductible
date_suplimentare.oferta.mentiuni_cesiune	string	No	Cession notes

Business rules:

Only 1 year is accepted for oferta.valabilitate
Accepted payment frequencies: integral, trimestrial and semestrial
Accepted values for persoane.*.rol: asigurat, contractant and cesionar
At least on persoane.*.rol= contractant is required
The maximum number of persons with the role asigurat or contractant is 1.
Person’s home address (tip = domiciliu) is mandatory.
Person’s phone number (telefon) is mandatory if package is FIXL & role is NOT cesionar
Insured object imobil is mandatory.
Accepted insured sums for insured object raspundere_civila are: 1000, 2000, 5000, 10000, 20000, 30000, 50000, 75000, 100000. This values indicate the insured amount in euros.
From the options in the list below, only one can be true:

~~date_suplimentare.imobil.cladire_cu_multe-apartamente~~
date_suplimentare.imobil.cabana
date_suplimentare.imobil.bunuri_casnice
date_suplimentare.imobil.casa_de_odihna
~~date_suplimentare.imobil.spatii_productie~~
~~date_suplimentare.imobil.prestari_servicii~~

In certain situations, the generated offer is blocked at the insurer. This means that the offer cannot be downloaded in PDF format and it cannot be transformed into policy.
The imobil.an_constructie minumum value is 1900
Accepted values for imobil.structura_de_rezistenta : beton,beton armat, caramida, lemn, mixta zidarie lemn, structura metalica
For PAD+FIXL the imobil.numar_cladiri is required
The imobil.numar_camere in case of PAD+FIXL maximum value is 30
Accepted values for oferta.moneda:
if PAD+FIXL : RON, EURu
if FIXL: RON, EUR, USD, CHF
The obiecte_asigurate.*.tip equals to imobil the value of obiecte_asigurate.*.suma_asigurata minumum value is 20.000 EUR or equivalent of oferta.mondeda if PAD+FIXL
If clauze_suplimentare.asistenta_domiciliu contains both tip and suma_asigurata, only the value from tip is considered.

In case of PAD offer Start Date and End Date are calculated based on informations read from oferta.valabilitate_inceput and oferta.valabilitate input parameters. If oferta.valabilitate is not present in request, then it is considered to be 1 year.

In case of FIXL offer Start Date and End Date are read from insurer’s response.

6.8.2. Policy

Parameter	Type	Required	Description
date_suplimentare.platitor	object	No	Payer
date_suplimentare.platitor.nume	string	Yes, if payer is present	Payer’s name
date_suplimentare.platitor.cnp_cui	string	Yes, if payer is present	Payer’s identification number
date_suplimentare.platitor.nr_reg_com	string	No	Payer’s order number in the trade register (if payer is a legal person)
date_suplimentare.platitor.adresa	string	Yes, if payer is present	Payer’s address

Start Date and End Date of the issued policy are read from the insurer’s response.

6.9 Eurolife

6.9.1 Quotation

Parameter	Type	Required	Description
fransiza	number	Yes	If currency = EUR, CHF, USD the next values are accepted: [0, 100, 200, 300, 400, 500]If currency = RON the next values are accepted:[0, 500, 1000, 1500, 2000, 2500]
tip-oferta	number	Yes	/nomenclator/eurolife/homeprotect/tip-oferta id is the accepted value
reprezentant	string	Yes	/nomenclator/eurolife/homeprotect/reprezentant code is the accepted value
acorduri	object	Yes	Agreements object
acorduri.gdpr	boolean	Yes	GDPR agreement
acorduri.marketing	boolean	No	Marketing agreement
obiecte_asigurate	object	No	Additional insured clauses
obiecte_asigurate.*.tip	string	Yes, if obiecte_asigurate.*.suma_asigurata is present	Additional clause type - more info in Business rules
obiecte_asigurate.*.suma_asigurata	number	Yes, if obiecte_asigurate.*.tip is present	Additional clause insured sum

Business rules:

If the property has a PAD policy that expires within 30 days, a new PAD policy can be issued if pachet = HOMEPROTECT+PAD. In the other case (pachet = HOMEPROTECT) only the optional policy will be issued.
If the property does not have a PAD policy, regardless of pachet, when issuing the policy, a PAD policy will be issued too.
If, in the offer request oferta.serie_pad and oferta.numar_pad are present, the insurer will validate at issuance, that the series and PAD number are valid for the property's address.

~~accepted policy duration is~~ 1 ~~(year)~~
payment frequency is limited to ['anual', 'trimestrial', 'semestrial']
a person with type asigurat is required (max 1), a person with type contractant is optional (max 1)
assignees (cesionari) must be accepted by PAID, a legal entity (PJ), and are required when the duration exceeds one year.
imobil.adresa.apartament and etaj are required
Additional clauses rules:
only if bunuri is present, the next additional clauses can be present: 'bunuri_peste_2000', 'bunuri_uzuale_portabile', 'laptop', 'tableta', 'telefon' . The clause'carduri_documente' is mandatory.
if anexe is present at least one of the following additional clauses must be present: 'bucatarii_de_vara', 'magazii_soproane', 'garaje', 'imprejmuiri_porti'
only if raspundere_civila is present, the next additional clauses can be present: ‘raspundere_chirias', 'raspundere_proprietar', but the offer is not available for 'raspundere_chirias’.
other additional clauses types: 'gradini_curti', 'avarii_instalatii', 'asistenta_tehnica', 'spitalizare_accidente_casnice', 'instalatii_constructii_speciale', 'obiecte_arta', 'telemedicina_telios'
The minimum insured amount for imobil is 20,000 euro or the equivalent.
In specific situations (such as when the area and/or the insured amount exceed the accepted limits), the offer becomes blocked by the insurer. As a result, it cannot be downloaded as a PDF or converted into a policy.
If set , the persoane.*.rezident must be 0

Start Date is considered to be the date sent in oferta.valabilitate_inceput input parameter.

End Date is calculated from Start Date ~~and with validity period considered to be~~ 1 ~~year.~~

6.9.2 Policy

No additional information required.

In some cases, depending on the insured property and the selected insured sums, the offers will have to be confirmed by Eurolife.

Start Date and End Date of the issued policy are read from the insurer's response.

6.10 Garanta

6.10.1. Offer

Parameter	Type	Required	Description	Validation rules
imobil.locuinta_vila	boolean	No	If the housing is in a villa construction	Default value: false

Business rules:

oferta.frecventa_de_plata can have one of the following values [integral, semestrial]
oferta.moneda can only be EUR
Only 1 year is accepted for oferta.valabilitate
imobil.structura_de_rezistenta can have one of the following values [beton, beton armat, caramida, caramida nearsa]
imobil.adresa.etaj and persoane.*.adresa.*.etaj can have the maximum of 99 floors ex. etaj 99
persoane has to have a maximum of one asigurat and can only be individual person
persoane.*.numar_document_de_identificare and persoane.*.serie_document_de_identificare is required if one of the two are filled
persoane.*.adresa has to include the home address
obiecte_asigurate has to include tip = imobil
obiecte_asigurate.*.tip = imobil the obiecte_asigurate.*.suma_asigurata can have the following limits:
oferta.moneda = EUR
minimal value 25000
imobil.tip_imobil = apartement maximum value 300000
imobil.tip_imobil = casa maximum value 250000
If imobil.tip_imobil is apartament the imobil.inaltime_cladirii minimal value is parter + 1

In case of PAD offer Start Date and End Date are read from insurer’s response.

In case of House Gold offer Start Date is considered to be the date sent in oferta.valabilitate_inceput input parameter. End Date is calculated from Start Date and with validity period considered to be 1 year.

6.10.2. Policy

Parameter	Type	Required	Description	Validation rules
valabilitate_inceput	string	No	Policy start date	Accepted format: YYYY-MM-DDThe date cannot be in the past

In case of PAD policy Start Date and End Date are read from the offer.

In case of House Gold policy Start Date and End Date are read from insurer’s response.

6.11. Omniasig - GarantAmplus

6.11.1 Offer

Parameter	Type	Required	Description
date_suplimentare.oferta.asistenta_vip	boolean	No	Extra assitance support
date_suplimentare.oferta.discount_motiv	string	No	Reason for appling a discount
date_suplimentare.consimtamant_marketing	boolean	No	Accepting marketing conditions

6.11.1.1 Person address specific rules:

Parameter	Type	Description
persoane.*.adresa	object	Required unless persoane.*.rol = tert

Business rules:

accepted value for pachet is one of GARANTAMPLUS+PAD, GARANTAMPLUS]
accepted values for oferta.frecventa_de_plata is on of ['integral', 'semestrial', 'trimestrial']
oferta.serie_pad and oferta.numar_pad are required if pachet equals to GARANTAMPLUS
the persoane field has to contain one object with rol equals to asigurat
if pachet equals to GARANTAMPLUS+PAD the persoane can contain at most two objects with rol equals to cesionar (sum of vota_proprietate has to equal 100)
the persoane.*.adresa has to contain an object with tip equals to domiciliu
the persoane.*.adresa.*.cod_postal field is required
the imobil.an_constructie fields minimum value is 1942
the imobil.inaltimea_cladirii will have the following restrictions
imobil.structura_de_rezistenta equals to lemn maximum value can be parter + 4
imobil.tip_imobil equals to apartament minimum value is parter + 2 and maximum value is parter + 99
imobil.tip_imobil equals to casa maximum value is parter + 5
the imobil.structura_de_rezistenta will have the following restrictions
imobil.tip_imobil equals apartment it can have one of the following ['beton', 'beton armat', 'caramida', 'caramida nearsa']
otherwise one of the following ['beton', 'beton armat','caramida', 'caramida nearsa',lemn, structura metalica]
the imobil.suprafata max value is 100
For people with a foreign CNP, the offer is only allowed through the insurer application.
the persoane.*.rol field has the following limit restrictions:

only one asigurat
only one contractant
at most two cesionar in case no PAD package is selected
multiple beneficiar and tert

The product for imobil.risc_seismic accepts only the value 0

Start Date is considered to be the date sent in oferta.valabilitate_inceput input parameter.

End Date is calculated from Start Date and with validity period considered to be 1 year.

The parameter oferta.mentiuni can be filled as follows: boxă, garaj, magazii, foişoare, grajduri, garduri de împrejmuire, porţi, piscine exterioare, saune, fântâni arteziene, rampe auto, alei, pavaje, grătar / cuptor exterior etc.

6.11.2 Policy

Parameter	Type	Required	Validation rules
date_suplimentare.platitor	object	No
date_suplimentare.platitor.cnp	string	Yes, if date_suplimentare.platitor is set	Valid CNP
date_suplimentare.platitor.nume	string	Yes, if date_suplimentare.platitor is set
date_suplimentare.platitor.prenume	string	Yes, if date_suplimentare.platitor is set

Business rules:

plata.moneda accepts RON only
accepted values for plata.mod_de_plata are 'op', 'op broker', 'pos'
for chitanta and chitanta broker we will get the error message Pentru tipul de asigurare din INSIS 6977, metoda de plata CashWithExternalReceipt nu poate fi selectata

Start Date and End Date of the issued policies are read from the offers.

6.12 Groupama - ALEXA

In order to download an offer PDF (using the GET /oferta/{id} endpoint) this needs to be set to the offered state.

6.12.1 Offer

Parameter	Type	Required	Description	Validation rules
simulare	boolean	No		If simulare is set to true, the offer cannot be downloaded or issued. Default: false
flux_emitere	string	No		NB - New Business, RN - RenewalDefault: NB
text_predefinit_cesiune	boolean	No
mentiuni_cesiune	string	No
mentiuni_speciale	string	Yes, if text_predefinit_cesiune is false
oferta	object	No	Offer Object
imobil	object	No	Housing Object
obiecte_asigurate	array	No	Insured Items Object
alte_asigurari	object	No	Other Insurances Object
clauze_acoperiri	object	Yes	Covered Clauzes Object

Offer Object

Parameter	Type	Required	Description	Validation rules
numar_polita_reinnoita	number	No		Value is ignored if flow is NEW_BUSINESS
calitate_asigurat	string	No		Accepted values: [proprietar, chirias]Default: proprietar
crestere_comerciala	number	No	Used for premium increase by x%	Min:0, Max: 100
reducere_comerciala	number	No	Used for premium decrease by x%	Min:0, Max: 100

Housing Object

Parameter	Type	Required	Description	Validation rules
tip_suprafata	string	No	Coverage type of imobil.suprafata	Accepted values: [utila, desfasurata]Default: utila
inspectie_risc	boolean	No
casa_vacanta	boolean	No
pagube_ultimul_an	boolean	No
pagube_ultimul_an_detalii	string	Yes, if date_suplimentare.imobil.pagube_ultimul_an is set to true

InsuredItem Object

Parameter	Type	Required
boxa	object	No
boxa.suma_asigurata	number	Yes, if date_suplimentare.obiecte_asigurate.boxa is present
gard	object	No
gard.suma_asigurata	number	Yes, if date_suplimentare.obiecte_asigurate.gard is present
panouri	object	No
panouri.suma_asigurata	number	Yes, if date_suplimentare.obiecte_asigurate.panouri is present

OtherInsurance Object

Parameter	Type	Required	Validation rules
societate	string	Yes, if date_suplimentare.alte_asigurari is present
descriere	string	Yes, if date_suplimentare.alte_asigurari is present
suma_asigurata	number	Yes, if date_suplimentare.alte_asigurari is present	Min:1

CoveredClauze Object

Parameter	Type	Required	Description
cladire	object	Yes	Building Object
continut	object	Yes	Content Object
clauze	object	No	Clauze Object
raspundere_civila	object	Yes	CivilLiability Object
accidente	object	No	Accident Object
asigurari	object	No	Insurance Object

Building Object

Parameter	Type	Required	Validation rules
flexa	object	Yes
flexa.cod_fransiza	string	Yes	Accepted value: [fara_fransiza, cu_fransiza]
alte_riscuri	object	No
alte_riscuri.cod_fransiza	string	Yes, if date_suplimentare.clauze_acoperiri.cladire.alte_riscuri is present	Accepted value: [fara_fransiza, cu_fransiza]
inundatie_vecini	object	No
inundatie_vecini.cod_fransiza	string	Yes, if date_suplimentare.clauze_acoperiri.cladire.inundatie_vecini is present	Accepted value: [fara_fransiza, cu_fransiza]
theft	object	No
theft.cod_fransiza	string	Yes, if date_suplimentare.clauze_acoperiri.cladire.theft is present	Accepted value: [fara_fransiza, cu_fransiza]
vandalism	object	No
vandalism.cod_fransiza	string	Yes, if date_suplimentare.clauze_acoperiri.cladire.vandalism is present	Accepted value: [fara_fransiza, cu_fransiza]
landslide	object	No
landslide.cod_fransiza	string	Yes, if date_suplimentare.clauze_acoperiri.cladire.landslide is present	Accepted value: fransiza_pad
flood	object	No
flood.cod_fransiza	string	Yes, if date_suplimentare.clauze_acoperiri.cladire.flood is present	Accepted value: fransiza_pad
earthquake	object	No
earthquake.cod_fransiza	string	Yes, if date_suplimentare.clauze_acoperiri.cladire.earthquake is present	Accepted value: fransiza_pad
pad_a	object	No
pad_a.cod_fransiza	string	Yes, if date_suplimentare.clauze_acoperiri.cladire.pad_a is present	Accepted value: fransiza_pad
pad_b	object	No
pad_b.cod_fransiza	string	Yes, if date_suplimentare.clauze_acoperiri.cladire.pad_b is present	Accepted value: fransiza_pad

Content Object

Parameter	Type	Required	Validation rules
flexa	object	No
flexa.cod_fransiza	string	Yes, if date_suplimentare.clauze_acoperiri.continut.flexa is present	Accepted value: [fara_fransiza, cu_fransiza]
alte_riscuri	object	No
alte_riscuri.cod_fransiza	string	Yes, if date_suplimentare.clauze_acoperiri.continut.alte_riscuri is present	Accepted value: [fara_fransiza, cu_fransiza]
inundatie_vecini	object	No
inundatie_vecini.cod_fransiza	string	Yes, if date_suplimentare.clauze_acoperiri.continut.inundatie_vecini is present	Accepted value: [fara_fransiza, cu_fransiza]
theft	object	No
theft.cod_fransiza	string	Yes, if date_suplimentare.clauze_acoperiri.continut.theft is present	Accepted value: [fara_fransiza, cu_fransiza]
vandalism	object	No
vandalism.cod_fransiza	string	Yes, if date_suplimentare.clauze_acoperiri.continut.vandalism is present	Accepted value: [fara_fransiza, cu_fransiza]
landslide	object	No
landslide.cod_fransiza	string	Yes, if date_suplimentare.clauze_acoperiri.continut.landslide is present	Accepted value: [fara_fransiza, cu_fransiza]
flood	object	No
flood.cod_fransiza	string	Yes, if date_suplimentare.clauze_acoperiri.continut.flood is present	Accepted value: [fara_fransiza, cu_fransiza]
earthquake	object	No
earthquake.cod_fransiza	string	Yes, if date_suplimentare.clauze_acoperiri.continut.earthquake is present	Accepted value: [fara_fransiza, cu_fransiza]

Clauze Object

Parameter	Type	Required	Validation rules
breakable	object	No
breakable.cod_fransiza	string	Yes, if date_suplimentare.clauze_acoperiri.clauze.breakable is present	Accepted value: [fara_fransiza, cu_fransiza]
breakable.suma_asigurata	number	Yes, if date_suplimentare.clauze_acoperiri.clauze.breakable is present	Min: 1
boiler	object	No
boiler.cod_fransiza	string	Yes, if date_suplimentare.clauze_acoperiri.clauze.boiler is present	Accepted value: [fara_fransiza, cu_fransiza]
boiler.suma_asigurata	number	Yes, if date_suplimentare.clauze_acoperiri.clauze.boiler is present	Min: 1
annex_buildings	object	No
annex_buildings.cod_fransiza	string	Yes, if date_suplimentare.clauze_acoperiri.clauze.annex_buildings is present	Accepted value: [fara_fransiza, cu_fransiza]
annex_buildings.suma_asigurata	number	Yes, if date_suplimentare.clauze_acoperiri.clauze.annex_buildings is present	Min: 1
annex_buildings.piscine	boolean	No
annex_buildings.amenajari	boolean	No
annex_buildings.altele	boolean	No
garden	object	No
garden.cod_fransiza	string	Yes, if date_suplimentare.clauze_acoperiri.clauze.garden is present	Accepted value: cu_fransiza
garden.suma_asigurata	number	Yes, if date_suplimentare.clauze_acoperiri.clauze.garden is present	Min: 1, Max:4000 EUR
electrical	object	No
electrical.cod_fransiza	string	Yes, if date_suplimentare.clauze_acoperiri.clauze.electrical is present	Accepted value: [fara_fransiza, cu_fransiza]
electrical.suma_asigurata	number	Yes, if date_suplimentare.clauze_acoperiri.clauze.electrical is present	Min: 1
cards_documents	object	No
cards_documents.cod_fransiza	string	Yes, if date_suplimentare.clauze_acoperiri.clauze.cards_documents is present	Accepted value: fara_fransiza
hobby	object	No
hobby.cod_fransiza	string	Yes, if date_suplimentare.clauze_acoperiri.clauze.hobby is present	Accepted value: fara_fransiza
hobby.suma_asigurata	number	Yes, if date_suplimentare.clauze_acoperiri.clauze.hobby is present	Min: 1, Max:4500 EUR
school	object	No
school.cod_fransiza	string	Yes, if date_suplimentare.clauze_acoperiri.clauze.school is present	Accepted value: fara_fransiza
school.suma_asigurata	number	Yes, if date_suplimentare.clauze_acoperiri.clauze.school is present	Min: 1, Max: 1500 EUR
valuables	object	No
valuables.cod_fransiza	string	Yes, if date_suplimentare.clauze_acoperiri.clauze.valuables is present	Accepted value: cu_fransiza, fara_fransiza
valuables.suma_asigurata	number	Yes, if date_suplimentare.clauze_acoperiri.clauze.valuables is present	Min: 1
valuables.seifuri	boolean	Yes, if date_suplimentare.clauze_acoperiri.clauze.valuables is present
valuables.alte_seifuri	boolean	Yes, if date_suplimentare.clauze_acoperiri.clauze.valuables is present
valuables.sistem_alarma	boolean	Yes, if date_suplimentare.clauze_acoperiri.clauze.valuables is present
extension	object	No	Available only for imobil.tip_imobil is equal to casa
extension.cod_fransiza	string	Yes, if date_suplimentare.clauze_acoperiri.clauze.extension is present	Accepted value: [fara_fransiza, cu_fransiza]
extension.suma_asigurata	number	Yes, if date_suplimentare.clauze_acoperiri.clauze.extension is present	Min: 1
extension.valore_suplimentara	number	No
ren_reg	object	No
ren_reg.cod_fransiza	string	Yes, if date_suplimentare.clauze_acoperiri.clauze.ren_reg is present	Accepted value: fara_fransiza
fotovoltaice	object	Yes, if date_suplimentare.clauze_acoperiri.clauze.fotovoltaice_acc is present
fotovoltaice.cod_fransiza	string	Yes, if date_suplimentare.clauze_acoperiri.clauze.fotovoltaice is present	Accepted value: cu_fransiza
fotovoltaice.tip_client	string	Yes, if date_suplimentare.clauze_acoperiri.clauze.fotovoltaice is present	Accepted values: consumator , prosumator
fotovoltaice.amplasament	string	Yes, if date_suplimentare.clauze_acoperiri.clauze.fotovoltaice is present	Accepted values: pac, ls, pp, pcacc , pcafcc
fotovoltaice.an_achizitionare	number	Yes, if date_suplimentare.clauze_acoperiri.clauze.fotovoltaice is present
fotovoltaice.putere	string	Yes, if date_suplimentare.clauze_acoperiri.clauze.fotovoltaice is present	Accepted values: peste_10kw , maxim_10kw
fotovoltaice.suma_asigurata	number	Yes, if date_suplimentare.clauze_acoperiri.clauze.fotovoltaice is present
asistenta_urgenta_domiciliu	object	No
asistenta_urgenta_domiciliu.cod_fransiza	string	Yes, if date_suplimentre.clauze_acoperiri.clauze.asistenta_urgenta_domiciliu is present	Accepted value: fara_fransiza
asistenta_urgenta_domiciliu.pachet	string	Yes, if date_suplimentre.clauze_acoperiri.clauze.asistenta_urgenta_domiciliu is present	Accepted values : standard, premium
fotovoltaice_acc	object	No
fotovoltaice_acc.cod_fransiza	string	Yes, if date_suplimentare.clauze_acoperiri.clauze.fotovoltaice_acc is present	Accepted value : cu_fransiza

CivilLiability Object

Parameter	Type	Required	Validation rules
liability_owner	object	No
liability_owner.cod_fransiza	string	Yes, if date_suplimentare.clauze_acoperiri.raspundere_civila.liability_owner is present	Accepted value: fara_fransiza
liability_owner.suma_asigurata	number	Yes, if date_suplimentare.clauze_acoperiri.raspundere_civila.liability_owner is present	Min: 1, Max: liability.suma_asigurata
liability_tenant	object	No
liability_tenant.cod_fransiza	string	Yes, if date_suplimentare.clauze_acoperiri.raspundere_civila.liability_tenant is present	Accepted value: fara_fransiza
liability_tenant.suma_asigurata	number	Yes, if date_suplimentare.clauze_acoperiri.raspundere_civila.liability_tenant is present	Min: 1, Max: liability.suma_asigurata
liability	object	No
liability.cod_fransiza	string	Yes, if date_suplimentare.clauze_acoperiri.raspundere_civila.liability is present	Accepted value: [fara_fransiza, cu_fransiza]
liability.suma_asigurata	number	Yes, if date_suplimentare.clauze_acoperiri.raspundere_civila.liability is present	Min: 5000 EUR, Max: 30000 EUR
liability.exista_coproprietar	boolean	Yes, if date_suplimentare.clauze_acoperiri.raspundere_civila.liability_owner is present
liability.alti_chiriasi	boolean	Yes, if date_suplimentare.clauze_acoperiri.raspundere_civila.liability_tenant is present

Accident Object

Parameter	Type	Required	Description	Validation rules
persons_acc	object	No
persons_acc.cod_fransiza	string	Yes, if date_suplimentare.clauze_acoperiri.accidente.persons_acc is present		Accepted value: fara_fransiza
fractures	object	No
fractures.cod_fransiza	string	Yes, if date_suplimentare.clauze_acoperiri.accidente.fractures is present		Accepted value: fara_fransiza
detalii	object	No
detalii.numar_persoane	number	Yes, if date_suplimentare.clauze_acoperiri.accidente.detalii is present		Min: 1, Max: 9
detalii.asigurati	array	No
detalii.asigurati.*.nume	string	Yes, if date_suplimentare.clauze_acoperiri.accidente.detalii.asigurati is present	Min: 3
detalii.asigurati.*.prenume	string	Yes, if date_suplimentare.clauze_acoperiri.accidente.detalii.asigurati is present	Min: 3
detalii.asigurati.*.cnp	string	Yes, if date_suplimentare.clauze_acoperiri.accidente.detalii.asigurati is present
detalii.beneficiari	array	No
detalii.beneficiari.*.nume	string	Yes, if date_suplimentare.clauze_acoperiri.accidente.detalii.beneficiari is present
detalii.beneficiari.*.prenume	string	Yes, if date_suplimentare.clauze_acoperiri.accidente.detalii.beneficiari is present
detalii.beneficiari.*.cnp	string	Yes, if date_suplimentare.clauze_acoperiri.accidente.detalii.beneficiari is present

Insurance Object

Parameter	Type	Required	Validation rules
lawsuit	object	No
lawsuit.cod_fransiza	string	Yes, if date_suplimentare.clauze_acoperiri.asigurari.lawsuit is present	Accepted value: fara_fransiza
lawsuit.informatii_suplimentare	string	Yes, if date_suplimentare.clauze_acoperiri.asigurari.lawsuit is present
lawsuit.solicitari_despagubire	boolean	Yes, if date_suplimentare.clauze_acoperiri.asigurari.lawsuit is present
holiday_cancel	object	No
holiday_cancel.cod_fransiza	string	Yes, if date_suplimentare.clauze_acoperiri.asigurari.holiday_cancel is present	Accepted value: fara_fransiza

Business rules:

The oferta.moneda accepts one of the follwing values [RON, EUR, USD, CHF]
The oferta.valabilitate field is required and can only be set to 1
The persoane array has to contain one object with persoane.*.rol equals to contractant and one with asigurat
The persoane.*.nume min length is 3
The persoane.*.prenume min length is 3
The persoane.*.telefon field is required
The imobil.an_constructie minimal value is 1600
The imobil.numar_camere field is not mandatory
The imobil.tip_suma_asigurata_imobil fied is required and accepts one of the following values [DeInlocuire, DePiata]
The imobil.structura_de_rezistenta field can have the following values based on imobil.tip_imobil field
if imobil.tip_imobil === apartament : [beton, beton armat]
if imobil.tip_imobil === casa : [caramida, chirpici sau paianta, lemn, structura metalica]
The obiecte_asigurate has to contain obiecte_asigurate.*.tip equal to imobil or bunuri or both
The obiecte_asigurate.*.tip equal to avarii_centrala_termica can only be set if there exists obiecte_asigurate.*.tip equal to bunuri; for this object the suma_asigurata cannot exceed the value of obiecte_asigurate.*.tip = bunuri suma_asigurata - date_suplimentare.obiecte_asigurat.panouri.suma_asigurata
The date_suplimentare.detalii_clauze.raspundere_civila.exista_coproprietar field is required if date_suplimentare.clauze_acoperiri.raspundere_civila.liability_owner is present
The date_suplimentare.detalii_clauze.raspundere_civila.alti_chiriasi field is required if date_suplimentare.clauze_acoperiri.raspundere_civila.liability_tenant is present
The date_suplimentare.detalii_clauze.protectie_juridica.solicitari_despagubire field is required if date_suplimentare.clauze_acoperiri.asigurari.lawsuit is present
The date_suplimentare.clauze_acoperiri.cladire can only be set if obiecte_asigurate contains tip equal to imobil
The date_suplimentare.clauze_acoperiri.cladire has the follwing rules
flexa is required
flexa, alte_riscuri, inundatie_vecini, theft, vandalism - cod_fransiza field can have one of the follwing values [fara_fransiza, cu_fransiza] and they have to be the same
landslide, flood, earthquake, pad_a, pad_b - cod_fransiza field can only be fransiza_pad
inundatie_vecini cannot be applied if imobil.tip_imobil not equal to apartament
theft is required with vandalism
vandalism is required with theft
landslide, flood and earthquake rules:
if imobil.tip_imobil is casa and imobil.structura_de_rezistenta is chirpici sau paianta then flood is prohibited but landslide is excluded without earthquake and earthquake is excluded without landslide
if imobil.risc_seismic is II or U2 or neincadrata then earthquake is prohibited but landslide is excluded without flood and flood is excluded without landslide
otherwise landslide is excluded without flood and earthquake, flood is excluded without landslide and earthquake, earthquake is excluded without landslide and flood
The date_suplimentare.clauze_acoperiri.continut can only be set if obiecte_asigurate contains tip equal to bunuri
The date_suplimentare.clauze_acoperiri.continut has the follwing rules
flexa is required
flexa, alte_riscuri, inundatie_vecini, theft, vandalism, landslide, flood - cod_fransiza field can have one of the follwing values [fara_fransiza, cu_fransiza] and they have to be the same
inundatie_vecini cannot be applied if imobil.tip_imobil not equal to apartament
theft is required with vandalism
vandalism is required with theft
landslide, flood and earthquake rules:
if imobil.tip_imobil is casa and imobil.structura_de_rezistenta is chirpici sau paianta then flood is prohibited but landslide is excluded without earthquake and earthquake is excluded without landslide
if imobil.risc_seismic is II or U2 or neincadrata then earthquake is prohibited but landslide is excluded without flood and flood is excluded without landslide
otherwise landslide is excluded without flood and earthquake, flood is excluded without landslide and earthquake, earthquake is excluded without landslide and flood
If date_suplimentare.clauze_acoperiri.cladire and date_suplimentare.clauze_acoperiri.continut are both set they will have to have identical objects names declared
The date_suplimentare.clauze_acoperiri.clauze has the following rules
breakable, boiler, annex_buildings, electrical- cod_fransiza field can have one of the follwing values [fara_fransiza, cu_fransiza]
garden,hobby - cod_fransiza field can only be cu_fransiza
cards_documents, school, valuables, extension, ren_reg - cod_fransiza field can only be fara_fransiza
for garden maximum value for suma_asigurata is 4000 EUR ( the value will change depending on oferta.moneda)
for hobby maximum value for suma_asigurata is 4500 EUR ( the value will change depending on oferta.moneda)
for school maximum value for suma_asigurata is 1500 EUR ( the value will change depending on oferta.moneda)
The date_suplimentare.clauze_acoperiri.clauze objects boiler, electrical, cards_documents, hobby and school can only be set if obiecte_asigurate contains tip equal to bunuri
The date_suplimentare.clauze_acoperiri.clauze objects annex_buildings, garden and extension can only be set if obiecte_asigurate contains tip equal to imobil
The date_suplimentare.clauze_acoperiri.raspundere_civila has the following rules
liability - cod_fransiza field can have one of the follwing values [fara_fransiza, cu_fransiza]
liability minimum value for suma_asigurata is 5000 EUR ( the value will change depending on oferta.moneda)
liability maximum value for suma_asigurata is 30000 EUR ( the value will change depending on oferta.moneda)
liability_owner, liability_tenant - cod_fransiza field can only be fara_fransiza
if liability_owner is present liability_tenant cannot be present
if liability_tenant is present liability_owner cannot be present
The date_suplimentare.clauze_acoperiri.accident has the following rules
persons_acc, fractures - cod_fransiza field can only be fara_fransiza
fractures is excluded without persons_acc
detalii is required with persons_acc
The date_suplimentare.clauze_acoperiri.asigurari has the following rules
lawsuit, holiday_cancel - cod_fransiza field can only be fara_fransiza
The imobil.risc_seismic can accept one of the following values ['0', 'I', 'II', 'III', 'IV', 'U1', 'U2', 'U3', 'U4', 'neincadrata']
The imobil.adresa has to have all fields set in case of imobil.tip_imobil is equal to apartament

Optional Insurance:

Start Date and End Date of the offer is read from the insurer's response.

PAD Insurance:

Start Date, End Date and Premium of the offer is generated using the combination of input paramaters oferta.valabilitate_inceput, oferta.valabilitate and imobil.structura_de_rezistenta

6.12.2 Policy

Parameter	Type	Required	Description	Validation rules
valabilitate_inceput_pad	string	No	It is only included if you want to change the start date of the policy compared to the one sent to the quotation	Format: Y-m-d
emitere_pad	boolean	No	If the issuance must also result in a PAD policy	Default value: falseIt’s taken into account only on the renewal flow
reinnoire_pad	boolean	No	If the issued PAD policy renews an expiring PAD policy (it’s taken into account only on the renewal flow)	Default value: falseIt’s taken into account only on the renewal flow
serie_pad	string	Yes, if all the conditions below are met: • the offer to be transformed into policy is a renewal offer • not only content is insured • it is not desired to issue a PAD policy or it is desired to renew a PAD policy	PAD policy series (it’s taken into account only on the renewal flow)	These fields are taken into account only on the renewal flow
numar_pad	string		PAD policy number (it’s taken into account only on the renewal flow)
imobil	object	No
numar_camere	number	Yes, if all the conditions below are met: • information is not provided in offer’s request (imobil.numar_camere field) • it is desired to issue a PAD policy	Number of rooms (the information sent in this parameter overwrites the information sent in the offer request’s imobil.numar_camere parameter )	Min. value: 1
numar_cladiri	number	No	Number of buildings (the information sent in this parameter overwrites the information sent in the offer request’s imobil.numar_cladiri parameter)	Min. value: 0
identificare	string	No	Neighborhood identification (the information sent in this parameter overwrites the information sent in the offer request’s imobil.identificare parameter)

Start Date and End Date of the issued policy are read from the insurer's response.

6.13 ABC Locuinte B

6.13.1 Quotation

Parameter	Type	Required	Description
date_suplimentare.suma_asigurata_continut	number	No	Limited to 50% of the total insured sum for the property and annexes
date_suplimentare.imobil	string	Yes
date_suplimentare.imobil.an_ultima_consolidare	number	Yes	The year of the last consolidation of the building
date_suplimentare.imobil.autorizatie_constructie	boolean	No	Construction permit, default value is true
date_suplimentare.oferta.data_expirare_pad	string	Yes	Pad due date.
date_suplimentare.imobil.ocupare	string	No	Type of occupancy of the building: temporar, permanent Default value is permanent
date_suplimentare.imobil.daune	object	No	Property damages
date_suplimentare.imobil.daune.daune_anterioare	boolean	No	If the property have previous damages
date_suplimentare.imobil.daune.ani_fara_daune	number	No	The number of years without previous damages Required if daune_anterioare is false
date_suplimentare.imobil.daune.detalii_daune_anterioare	string	No	Details of previous damages Required if daune_anterioareis true.
date_suplimentare.oferta.alte_asigurari	boolean	No	If the offer includes other similar insurance policies
date_suplimentare.oferta.alte_asigurari_numar	number	No	The number of that similar insurance policy Required if alte_asigurari is true
date_suplimentare.oferta.alte_asigurari_pana_la	string	No	The due date of that similar insurance policy Required if alte_asigurari is true
date_suplimentare.oferta.alte_asigurari_asigurator	string	No	The insurer of that similar insurance policy Required if alte_asigurari is true
date_suplimentare.oferta.mentiuni_cesiune	string	No	Name and representation quota Optional, sent only if 'alte_asigurari' is filled in.
date_suplimentare.obiecte_asigurate	object	Yes	Insured objects
date_suplimentare.obiecte_asigurate.tip_suma_asigurata	string	Yes	Type of insured amount • raport_evaluare • contract
date_suplimentare.clauze_acoperiri.accidente_familie	boolean	No	Family accident coverage
date_suplimentare.clauze_acoperiri.accidente_familie_numar_persoane	number	No	The number of people covered under the family accident coverage Required if accidente_familie is true
date_suplimentare.clauze_acoperiri	object	No	Coverage clauses
date_suplimentare.clauze_acoperiri.instalatii_apa	number	No	Covered amount for the water installations clause
date_suplimentare.clauze_acoperiri.furt_acoperire_continut	number	No	Covered amount for the building's contents in case of theft
date_suplimentare.clauze_acoperiri.furt_acoperire_imobil	number	No	Covered amount for the building in case of theft
date_suplimentare.clauze_acoperiri.spargere_bunuri	number	No	Covered amount for breakage of goods
date_suplimentare.clauze_acoperiri.fenomene_electrice_la_instalatii	number	No	Covered amount for electrical damage to electrical installations
date_suplimentare.clauze_acoperiri.centrala_termica	number	No	Covered amount for the heating system
date_suplimentare.clauze_acoperiri.renuntare_regres	number	No	Covered amount for waiver of recourse
date_suplimentare.clauze_acoperiri.asistenta_tehnica	string	No	Type of technical assistance: STANDARD, EXTRA, PROTECT
date_suplimentare.clauze_acoperiri.asistenta_tehnica_suma	number	No	Covered amount for technical assistance

Business rules:

pachet can be FLEXA, EXTRA-PAD or PROTECT
oferta.moneda can be 'RON', 'EUR'
oferta.serie_pad and oferta.numar_pad are required
imobil.tip_suma_asigurata must be DePiata or DeInlocuire
one person of each type (asigurat, beneficiar, contractant) is required.
date_suplimentare.clauze_acoperiri.asistenta_tehnica_suma depending on asistenta_tehnica must be 200 EUR or the equivalent in RON, for STANDARD, 500 EUR or the equivalent in RON for EXTRA and 2500 EUR or the equivalent in RON for PROTECT
The product covers the following insured objects: imobil, anexe, raspundere_civila
At least one insured object with type imobil or anexe must be present.
imobil.risc_seismic can be 0, I, II, III
The value of oferta.valabilitatewill always be 1 year, regardless of the package.

6.13.2 Policy

Parameter	Type	Required	Description	Validation rules
platitor	object	No
platitor.cnp_cui	string	No	Identity code of the person making the payment	It must be a valid identity code of a person from the offer.

Business rules:

platitor.cnp_cui must match the one sent at the QUOTATION step
The offer must be confirmed using the QR code from the PDF in order to be issued
document_justificativ must start with letters followed by one or more digits when payment method is op or op broker

6.14 Axeria Locuinte

6.14.1 Quotation

Parameter	Type	Required	Description
date_suplimentare.pachet_asigurare	string	No	The type of the insurance package: BAZA, MEDIU, EXPERT
date_suplimentare.suprafata_construita	integer	No	Built surface
date_suplimentare.proportia_lemn_max_50	boolean	No	If the proportion of wood used in the construction of the building is at most 50%. ~~Only used when imobil.structura_de_rezistenta is mixta zidarie lemn~~ Buildings in which the wooden structure exceeds 50% (proportia_lemn_max_50 is false) are not eligible for quoting by the insurer. Default value: true

Business rules:

pachet can be FACULTATIV
oferta.moneda can only be 'RON
oferta.valabilitate can only be 1 year
oferta.frecventa_de_plata can only be integral
oferta.serie_pad and oferta.numar_pad are required
imobil.structura_de_rezistenta can’t be lemn
imobil.numar_camere maximum value is 15
imobil.tip_suma_asigurata_imobil is not used in processing or validation

6.15 Allianz Myhome

6.15.1 Quotation

Parameter	Type	Required	Description
date_suplimentare.id_coordonator	number	Yes	Coordinator agent ID, must be a valid value from the insurer nomenclature (/nomenclator/allianz/myhome/organisations, insurerId field)
date_suplimentare.id_coordonator	array	No	A list with additional information about insured objects. The keys are the name of the insured object.
->bunuri	object
->valoare_fransiza	number	No	Deductible value for content
->apa_conducta	object
->valoare_fransiza	number	No	Deductible value for tap water
->imobil_avarii_fenomen_electric	object
->suma_asigurata	number	No	Insured sum for overvoltage building
->panouri_solare	object
->suma_asigurata	number	No	Insured sum for solar panels
date_suplimentare.id_coordonator	array	No	A list with information about additional clauses. The keys can have the values : cutremur
->cutremur	object	No*
->inclus	boolean	No	Determines if the additional clause is included. Earthquake is required by the insurer, so we send default 'false'.

Business rules:

payment frequency is limited to ['integral', 'trimestrial', 'semestrial']
imobil.inaltimea_cladirii can not have the values ['subsol', 'demisol', 'mansarda', 'mezanin']
imobil.adresa.apartament is required if imobil.tip_imobil == 'apartament'
imobil.numar_camere has to be less or equal to 30
if persoane.*.rol == asigurat:
persoane.*.tip must be PF
persoane.*.email is required
persoane.*.telefon is required
if persoane.*.rol == cesionar:
they musy be PAID accepted
persoane.*.adresa.*.apartament is required if imobil.tip_imobil == 'apartament'
'imobil.suprafata' must be min. 10 and max. 99999
If tip_imobil = apartament , structura_de_rezistenta must be : beton, beton armat, mixta zidarie lemn
persoane.*.adresa.*.tara must be RO
imobil.tip_adresa and imobil.tip_suma_asigurata_imobil are not used in processing or validations.
imobil.adresa.etaj is required when imobil.tip_imobil = 'apartament’

For this product, there will always be 3 FACULTATIV offers returned, each corresponding to a different package from the insurer ( MAX, CONFORT, EXTRA)

The package name will be concatenated to the quotation id, for example: "cod_oferta_asigurator": "CONFORT_4571288085"

The package name is necessary at the download quotation and generate policy steps.

Currently the update offer functionality is not available
The value for 'pachet' is not taken into consideration; the AZT system decides if PAD will be issued based on the address provided
Real addresses are required. The AZT system validates the addresses (based on street name, type, number, postal code etc).
The insured sums for obiecte_asigurate & clauze_acoperiri have the same currency specified in oferta.moneda
It is possible to specify deductible value(valoare fransiza) for additional clauses, but sometimes they will be ignored ( For example for the ‘cutremur' clause, only the 'inclus’ field is taken into consideration)

6.15.2 Download quotation

For this product, an additional query parameter pachet_acoperiri is required for downloading the quotation. The validation rules for this field are the same as those used during policy validation.

ex: /oferta/123?pachet_acoperiri=MAX

6.15.3 Policy

Parameter	Type	Required	Description
date_suplimentare.pachet_acoperiri	string	Yes	The name of the selected package. Must have one of the following values : CONFORT, MAX, EXTRA It can be extracted from the offer code in the quotation step (ex: "cod_oferta_asigurator": "CONFORT_4564037929" => pachet_acoperiri: "CONFORT"

Business rules:

plata.data must be the current date
plata.mod_de_plata can be chitanta broker, op, op broker, pos

7. Products & Covers

7.1 Products

Endpoint: GET /produse

Description: This endpoint returns the complete list of available products, along with the coverages supported by each product.

Query Parameters:

company (string, optional) – Filters products offered by the specified company.
product (string, optional) – Filters by the name of a specific product.

Response: An array of objects containing information about the products and their associated coverages.

The object structure returned in the data field is described in this section.

Parameter	Type	Description
company	string	Product company
product	string	Product name
pid	string	Link to the PID file
conditii	string	Link to the terms and conditions file
acoperiri	array of ProductCovers	Product covers

ProductCovers:

Parameter	Type	Description
cod	string	Cover code
status	string	Product cover status
info	string	Product cover info

7.2 Covers

Endpoint: GET /acoperiri

Description: This endpoint returns the complete list of all available coverages, regardless of the product they are associated with.

Query Parameters: (None) – This endpoint does not accept any filtering parameters.

Response: An array of Coverage objects, each representing a distinct available coverage in the system.

Coverage:

Parameter	Type	Description
cod	string	Coverage code
nume	string	Coverage name

3.3. Update offer status​

3.4. Modify offer​

3.5. Renew policy (obtain renewal offer)​

3.5.1. Request​

3.5.2. Response​

4. Offer issuing​

4.1. Request​

4.1.1. Input parameters​

4.1.1.1. Payment object​

4.2. Response​

4.2.1. Policy object​

5. Documents​

5.1. Offer​

5.2. Policy​

5.2.1 By policy identifier​

5.2.2 By policy series and number​

5.3 Insurer receipt​

6. Product-specific parameters​

6.1. Allianz​

6.1.1 Offer​

6.1.2 Policy​

6.2. Generali​

6.2.1 Offer​

6.2.2 Policy​

6.3. Grawe​

6.3.1 Basic​

6.3.1.1 Offer​

6.3.1.2 Policy​

6.3.2 Spezial​

6.3.2.1 Offer​

6.3.2.2 Policy​

6.3.3 Pad​

6.3.3.1 Offer​

6.3.3.2 Policy​

6.4. Omniasig - GarantSumm​

6.4.1 Offer​

6.4.1.1 Person address specific rules:​

6.4.2 Policy​

6.5. Uniqa​

6.5.1 Offer​

6.5.1.1 Address object specific validation rules​

6.5.2 Policy​

6.6. Asirom​

6.6.1 CasaTaPad​

6.6.1.1 Offer​

6.6.1.1.1 Business rules​

6.6.1.2 Policy​

6.6.2 CaminulMeu​

6.6.2.1 Offer​

6.6.2.1.1 Property additional data object​

6.6.2.1.2 Person additional data object​

6.6.2.1.3 Insured objects additional data​

6.6.2.1.4 Deductibles additional data​

6.6.2.1.5 Business rules:​

6.6.2.2 Policy​

6.7. BRD HomeInsurance​

6.7.1.1. Create offer specific validation rules​

6.7.1.1.1. Person object specifi validation rules​

6.7.1.1.2. Address object specific validation rules​

6.7.1.1.3. Property object specific validation rules​

6.7.1.1.4. Insured good object specific validation rules​

6.7.1.1.5 Create offer - date_suplimentare object​

6.7.1.1.6. Person additional data object​

6.7.1.2. Transform offer into policy - date_suplimentare object​

6.7.1.3. Business rules​

6.8. Signal Iduna​

6.8.1. Offer​

6.8.2. Policy​

6.9 Eurolife​

6.9.1 Quotation​

6.9.2 Policy​

6.10 Garanta​

6.10.1. Offer​

6.10.2. Policy​

6.11. Omniasig - GarantAmplus​

6.11.1 Offer​

6.11.1.1 Person address specific rules:​

6.11.2 Policy​

6.12 Groupama - ALEXA​

6.12.1 Offer​

3.3. Update offer status

3.4. Modify offer

3.5. Renew policy (obtain renewal offer)

3.5.1. Request

3.5.2. Response

4. Offer issuing

4.1. Request

4.1.1. Input parameters

4.1.1.1. Payment object

4.2. Response

4.2.1. Policy object

5. Documents

5.1. Offer

5.2. Policy

5.2.1 By policy identifier

5.2.2 By policy series and number

5.3 Insurer receipt

6. Product-specific parameters

6.1. Allianz

6.1.1 Offer

6.1.2 Policy

6.2. Generali

6.2.1 Offer

6.2.2 Policy

6.3. Grawe

6.3.1 Basic

6.3.1.1 Offer

6.3.1.2 Policy

6.3.2 Spezial

6.3.2.1 Offer

6.3.2.2 Policy

6.3.3 Pad

6.3.3.1 Offer

6.3.3.2 Policy

6.4. Omniasig - GarantSumm

6.4.1 Offer

6.4.1.1 Person address specific rules:

6.4.2 Policy

6.5. Uniqa

6.5.1 Offer

6.5.1.1 Address object specific validation rules

6.5.2 Policy

6.6. Asirom

6.6.1 CasaTaPad

6.6.1.1 Offer

6.6.1.1.1 Business rules

6.6.1.2 Policy

6.6.2 CaminulMeu

6.6.2.1 Offer

6.6.2.1.1 Property additional data object

6.6.2.1.2 Person additional data object

6.6.2.1.3 Insured objects additional data

6.6.2.1.4 Deductibles additional data

6.6.2.1.5 Business rules:

6.6.2.2 Policy

6.7. BRD HomeInsurance

6.7.1.1. Create offer specific validation rules

6.7.1.1.1. Person object specifi validation rules

6.7.1.1.2. Address object specific validation rules

6.7.1.1.3. Property object specific validation rules

6.7.1.1.4. Insured good object specific validation rules

6.7.1.1.5 Create offer - `date_suplimentare` object

6.7.1.1.6. Person additional data object

6.7.1.2. Transform offer into policy - `date_suplimentare` object

6.7.1.3. Business rules

6.8. Signal Iduna

6.8.1. Offer

6.8.2. Policy

6.9 Eurolife

6.9.1 Quotation

6.9.2 Policy

6.10 Garanta

6.10.1. Offer

6.10.2. Policy

6.11. Omniasig - GarantAmplus

6.11.1 Offer

6.11.1.1 Person address specific rules:

6.11.2 Policy

6.12 Groupama - ALEXA

6.12.1 Offer